2 Bed Waterfront Home for Sale in Harbour Pointe Condo
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For SaleMLS# 2025021189

$425,000

2 Bed Waterfront Home for Sale in Harbour Pointe Condo

4265 Bay Beach Lane 522, Fort Myers Beach, FL, 33931

2 beds2 baths1,055 sqft
Beach AccessClubhouseCommunity PoolBoatingWaterfront

About this home

Stunning 5th floor condo in the Harbour Pointe community! This 2 bed/ 2 bath condo is sold turnkey and showcases both Gulf and Bay views. BOAT SLIP #34 with Electric 10,000 lb lift is INCLUDED. The spacious primary bedroom features an ensuite bathroom, walk in closet and private lanai access. Electric hurricane shutters! The kitchen boasts brand new appliances, perfect for preparing meals while enjoying those incredible water views. Enjoy the community pool or explore the extensive EBIA offerings including deeded beach access, pickleball and tennis courts, bocce ball, golf driving cage, putting greens, dedicated beach parking, and scenic walking paths. Located on the south end of the island, placing you close to Lovers Key State Park's natural beauty, Santini Plaza's conveniences, and an array of dining and shopping options. Don't miss this opportunity to own your piece of paradise!

Property details

Type
Condominium
Year built
1982
Interior
1,055 sqft
Lot size
11,186.208 sqft
Acreage
0.26 acres
Garage
None
Days on market
103
Total association fees
$17,212/yr (~$1,434/mo)
CDD
None
Est. taxes (1.4%)
$5,950/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
Southwest
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

InsuranceIrrigationWaterLegalAccountingMaintenanceGroundsReserveFundSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessBilliardRoomBilliardsClubhouseBarbecuePicnicAreaPierPoolStorageTrashManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$403/sqft
Comp median
$376/sqft
Difference
+7%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4203 Bay Beach Lane 4DMay 2026$389,0002/21,024$380
4521 Bay Beach Lane 325Sep 2025$415,0002/21,214$342
200 Lenell Road 212Aug 2026$365,0002/2904$404
4203 Bay Beach Lane 5EJan 2026$385,0002/21,024$376
7317 Estero Boulevard 108Dec 2025$385,0002/21,076$358
Average5 comps$387,800$372

Market trends, Fort Myers Beach

Median list
$749,000
Median $/sqft
$621
Median sold (90d)
$474,000
Avg days on market
129
Active listings
399
Median sold price · Fort Myers Beach
$472,000last 3 months12.8% vs $541,000 prior 3 months
Median closed price by month · Fort Myers Beach
22.5% MoM36.9% YoY
$442k$595k$749kJul ’25Aug ’26
$465,000Aug ’26 · 25 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
Consider
  • Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • Higher association fees (~$17,212/yr)
Location convenienceHigh
Hospital
7.6 mi
HealthPark Medical Center
Beach
1.8 mi
Lovers Key State Park
Airport
12 mi
RSW Intl (Fort Myers)
Shopping
6 mi
Coconut Point (Estero)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.