2 Bed Waterfront Home for Sale in Harbour Pointe Condo
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For SaleMLS# 225082785

$415,000

2 Bed Waterfront Home for Sale in Harbour Pointe Condo

4265 Bay Beach Lane 926, Fort Myers Beach, FL, 33931

2 beds2 baths1,055 sqft
GatedPickleballTennisBeach AccessClubhouseCommunity PoolBoatingWaterfront

About this home

Located on the desirable south end of Fort Myers Beach, this turnkey-furnished 2-bedroom, 2-bath waterfront condo offers an ideal blend of beach and boating lifestyle. Enjoy peaceful views of Estero Bay, with dolphins and passing boaters creating a beautiful coastal backdrop. The open, light-filled layout features a breakfast bar/built-in desk overlooking the water, perfect for casual dining or remote work. A sitting nook just outside the front door provides a relaxing place to enjoy the views. The primary suite includes a walk-in closet and ensuite bath, while the guest bedroom also enjoys water views. Harbour Pointe at Bay Beach offers a heated pool & spa, clubhouse, tennis, pickleball, putting range and bocce courts, and access to Bay Beach Commons with nature walking paths. Deeded beach access and nearby beach parking are a short walk away. This unit include your own boat dock & lift. Conveniently located near Fish Tale Marina, Santini Marina Plaza, Lovers Key State Park, Bonita Springs, Naples, and RSW Airport. Bring your boat and move right in to enjoy the best of island living.

Property details

Type
Condominium
Year built
1982
Interior
1,055 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
226
Total association fees
$16,606/yr (~$1,384/mo)
CDD
None
Est. taxes (1.4%)
$5,810/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
Southwest
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementLegalAccountingMaintenanceGroundsPestControlReserveFundSewerSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessClubhouseBarbecuePicnicAreaPickleballPoolPuttingGreensTennisCourtsTrailsTrashManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$393/sqft
Comp median
$358/sqft
Difference
+10%

Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4203 Bay Beach Lane 4DMay 2026$389,0002/21,024$380
4253 Bay Beach Lane C3Jun 2026$360,0002/21,024$352
4521 Bay Beach Lane 325Sep 2025$415,0002/21,214$342
200 Lenell Road 212Aug 2026$365,0002/2904$404
4571 Bay Beach Lane 373Jun 2026$355,0002/21,156$307
4203 Bay Beach Lane 5EJan 2026$385,0002/21,024$376
Average6 comps$378,167$360

Market trends, Fort Myers Beach

Median list
$734,900
Median $/sqft
$618
Median sold (90d)
$472,000
Avg days on market
129
Active listings
397
Median sold price · Fort Myers Beach
$472,000last 3 months12.6% vs $540,000 prior 3 months
Median closed price by month · Fort Myers Beach
23.7% MoM38% YoY
$442k$595k$749kJul ’25Aug ’26
$457,500Aug ’26 · 28 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $10,000 (2.4%) from the original list price.

Apr 24, 2026Price reducedfrom $425,000$415,000
Dec 14, 2025Listed$425,000

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • Higher association fees (~$16,606/yr)
Location convenienceHigh
Hospital
7.6 mi
HealthPark Medical Center
Beach
1.8 mi
Lovers Key State Park
Airport
12 mi
RSW Intl (Fort Myers)
Shopping
6 mi
Coconut Point (Estero)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.