$414,900
2 Bed Waterfront Home for Sale in The Palms Of Bay Beach
4223 Bay Beach Lane 4F, Fort Myers Beach, FL, 33931
About this home
Experience breathtaking Estero Bay views from this beautiful 2-bedroom, 2-bath residence in the desirable Palms community. Designed to capture the beauty of its waterfront setting, this light-filled condo features impact-resistant sliding glass doors and windows, allowing you to enjoy the scenery with peace of mind. The inviting living and dining areas are furnished in a stylish contemporary design, creating a comfortable coastal retreat. The kitchen offers ample cabinetry, stainless steel appliances, recessed lighting, and a convenient built-in desk area. Both bathrooms have been tastefully renovated with modern finishes, while the spacious owner's suite showcases panoramic bay views through an entire wall of windows, providing a stunning backdrop to wake up to each day. The guest bedroom is bright and airy, featuring high-set windows that welcome abundant natural light from the desirable southern exposure. Additional conveniences include an in-unit washer and dryer, under-building parking, and extra storage. Residents enjoy an impressive array of amenities, including deeded beach access, a large community pool, exercise room, fishing pier, tennis and pickleball courts, bocce ball, walking paths, and a community room. Located on the quiet south end of Fort Myers Beach, The Palms offers a relaxed coastal lifestyle just moments from the white sand beach, public marina, and nearby Bay Beach boat docks. Seller has boat dock with brand new lift and decking available for purchase. This is waterfront Florida living at its finest where spectacular views, resort-style amenities, and a prime location come together.
Property details
- Type
- Condominium
- Year built
- 1976
- Interior
- 1,142 sqft
- Lot size
- 13,028.796 sqft
- Acreage
- 0.30 acres
- Garage
- None
- Days on market
- 27
- Total association fees
- $12,816/yr (~$1,068/mo)
- CDD
- None
- Est. taxes (1.4%)
- $5,809/yr
- Flood zone (area est.)
- Yes · High risk (VE)
- Storm protection
- Impact Windows/Doors
- Exposure
- Northeast
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4203 Bay Beach Lane 5E | Jan 2026 | $385,000 | 2/2 | 1,024 | $376 |
| 4203 Bay Beach Lane 4D | May 2026 | $389,000 | 2/2 | 1,024 | $380 |
| 4253 Bay Beach Lane C3 | Jun 2026 | $360,000 | 2/2 | 1,024 | $352 |
| Average | 3 comps | $378,000 | $369 |
Market trends, Fort Myers Beach
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Gulf access (Direct — no bridges)
- Storm protection: Impact Windows/Doors
- Built 1976 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (VE) — flood insurance likely required
- No garage listed
- Higher association fees (~$12,816/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.