2 Bed Waterfront Home for Sale in Harbour Pointe Condo
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For SaleMLS# 2026038677

$395,000

2 Bed Waterfront Home for Sale in Harbour Pointe Condo

4265 Bay Beach Lane 226, Fort Myers Beach, FL, 33931

2 beds2 baths1,055 sqft
Beach AccessClubhouseCommunity PoolBoatingWaterfront

About this home

Welcome to your own Fort Myers Beach getaway! This beautifully updated two-bedroom, two-bath condo offers the perfect combination of beach living and the Southwest Florida boating lifestyle. Whether you’re looking for a full-time residence, seasonal escape, or weekend retreat, this one checks all the boxes. Imagine waking up, grabbing your coffee, walking down to your deeded boat slip, and spending the day on the water. Complete with a 10,000-pound boat lift and direct Gulf access, it puts the best of Southwest Florida boating right at your fingertips. Inside, the condo is move-in ready with a bright, comfortable layout and thoughtful updates throughout. Impact-resistant windows and an impact-rated front door provide added peace of mind. Spend your days boating, relaxing at the beach, or exploring Fort Myers Beach—then come home, clean up, and head out for dinner and sunset. No hotel reservations, no packing up on Sunday afternoon—just your own place at the beach. If you’ve been waiting for an opportunity to enjoy the Fort Myers Beach lifestyle with the added bonus of your own boat slip and lift, this is one you’ll want to see!

Property details

Type
Condominium
Year built
1982
Interior
1,055 sqft
Lot size
11,186.208 sqft
Acreage
0.26 acres
Garage
None
Days on market
0
Total association fees
$17,212/yr (~$1,434/mo)
CDD
None
Est. taxes (1.4%)
$5,530/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInternetLegalAccountingMaintenanceGroundsPestControlReserveFundStreetLightsTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessBilliardRoomBilliardsClubhouseBarbecuePicnicAreaPierPoolTrashManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$374/sqft
Comp median
$355/sqft
Difference
+5%

Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4253 Bay Beach Lane C3Jun 2026$360,0002/21,024$352
4203 Bay Beach Lane 4DMay 2026$389,0002/21,024$380
4521 Bay Beach Lane 325Sep 2025$415,0002/21,214$342
200 Lenell Road 212Aug 2026$365,0002/2904$404
4511 Bay Beach Lane 211Aug 2026$349,9002/21,226$285
4571 Bay Beach Lane 373Jun 2026$355,0002/21,156$307
Average6 comps$372,317$345

Market trends, Fort Myers Beach

Median list
$707,500
Median $/sqft
$606
Median sold (90d)
$485,000
Avg days on market
125
Active listings
384
Median sold price · Fort Myers Beach
$485,000last 3 months4.4% vs $507,500 prior 3 months
Median closed price by month · Fort Myers Beach
20.4% MoM5.7% YoY
$442k$595k$749kJul ’25Sep ’26
$560,000Sep ’26 · 13 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • Higher association fees (~$17,212/yr)
Location convenienceHigh
Hospital
7.6 mi
HealthPark Medical Center
Beach
1.8 mi
Lovers Key State Park
Airport
12 mi
RSW Intl (Fort Myers)
Shopping
6 mi
Coconut Point (Estero)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.