$425,000
2 Bed Waterfront Home for Sale in Fort Myers Beach, FL
4521 Bay Beach Lane 325, Fort Myers Beach, FL, 33931
About this home
Canal Front Townhome with Private Boat Dock & Lift | Fort Myers Beach!!! Live the ultimate Florida lifestyle in this 2-bedroom, 2.5-bathroom townhome perfectly positioned on a canal in beautiful Fort Myers Beach. This rare waterfront property comes complete with its own private boat dock and lift, offering quick and easy access to the Back Bay and Gulf of Mexico—perfect for fishing trips, island hopping, or sunset cruises. Inside, this home offers an inviting, open main level with water views from the living and dining areas, a well-equipped kitchen, and a convenient half bath. Upstairs, you’ll find two spacious ensuite bedrooms, each with private baths for added comfort and privacy. The primary suite boasts beautiful canal views and its own private balcony, ideal for enjoying morning coffee or evening breezes. The location is unbeatable—just a short stroll to the white sandy beaches, and minutes from the island’s best restaurants, shopping, and entertainment. You’re also a quick ride to the mainland for additional dining and cultural options, while still enjoying the tranquility of waterfront island living. Whether you’re seeking a full-time residence, vacation retreat, or income-producing rental, this property offers strong potential thanks to its prime location, desirable amenities, and boating access. Don’t miss the chance to own a slice of paradise on Fort Myers Beach—where every day feels like a vacation.
Property details
- Type
- Condominium
- Year built
- 1987
- Interior
- 1,214 sqft
- Lot size
- 7,039.296 sqft
- Acreage
- 0.16 acres
- Garage
- None
- Days on market
- 6
- Total association fees
- $12,400/yr (~$1,033/mo)
- CDD
- None
- Est. taxes (1.4%)
- $5,950/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors, Shutters
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4491 Bay Beach Lane 111 | Apr 2026 | $365,000 | 3/2 | 1,197 | $305 |
| 4411 Bay Beach Lane 734 | Feb 2026 | $385,000 | 3/2 | 1,197 | $322 |
| 4421 Bay Beach Lane 614 | Dec 2025 | $370,000 | 3/2 | 1,197 | $309 |
| 4431 Bay Beach Lane 522 | Jul 2026 | $390,000 | 2/2 | 1,060 | $368 |
| 4431 Bay Beach Lane 554 | Mar 2026 | $440,000 | 3/2 | 1,197 | $368 |
| 7317 Estero Boulevard 108 | Dec 2025 | $385,000 | 2/2 | 1,076 | $358 |
| Average | 6 comps | $389,167 | $338 |
Market trends — Royal Pelican
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $10,000 (2.4%) from the original list price.
| Sep 19, 2025 | Sold | $415,000 |
| Sep 16, 2025 | Back on market | |
| Aug 13, 2025 | Listed | $425,000 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors, Shutters
- Built 1987 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- Higher association fees (~$12,400/yr)
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.