$249,900
2 Bed Waterfront Home for Sale in Fort Myers
12520 Cold Stream Drive 209, Fort Myers, FL, 33912
About this home
Bundled Golf • Resort Amenities • Unbeatable Value — Your Florida Lifestyle Starts Here Welcome to this spacious and inviting second-floor condo in Fairway Woods, located within the highly active Cross Creek Country Club community. Offering 2 bedrooms and 2 full bathrooms, this residence is ideal for buyers seeking comfort, style, and effortless Florida living. The condo was completely remodeled in 2022, with additional recent upgrades in 2024–2025, including a luxurious enclosed lanai with sliding doors for open-air or year-round enjoyment, new A/C, washer and dryer, and a new stainless-steel refrigerator. Laundry in residence adds everyday convenience, while the open, light-filled layout creates a welcoming living space perfect for relaxing or entertaining. One of the standout features is the bundled golf membership, providing unlimited access to the beautifully maintained fairways and greens of Cross Creek Country Club—perfect for golfers of all skill levels. After a round, unwind at the pool and spa or enjoy dining at the on-site restaurant and bar. Additional amenities include tennis, pickleball, bocce, and more, all within an active, pet-friendly community. Ideally located just off Daniels Parkway, you’re minutes from shopping, dining, and entertainment, and only 30 minutes from RSW International Airport, Twins and Red Sox spring training stadiums, and the stunning beaches of Southwest Florida. With low taxes and low HOA fees—including internet, cable, water, sewer, trash, and more—this condo truly qualifies as a BEST VALUE BUY. Opportunities like this don’t last long. Schedule your private showing today and make this condo your new “home sweet home.”
Property details
- Type
- Condominium
- Year built
- 1987
- Interior
- 1,140 sqft
- Lot size
- 9,147.6 sqft
- Acreage
- 0.21 acres
- Garage
- None
- Days on market
- 95
- Total association fees
- $7,200/yr (~$600/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,499/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- Southwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 12643 Cold Stream Drive | Jan 2026 | $250,000 | 2/2 | 1,278 | $196 |
| 12699 Cold Stream Drive | Jun 2026 | $249,000 | 2/2 | 1,309 | $190 |
| 12787 Cold Stream Drive | Mar 2026 | $225,000 | 2/2 | 1,152 | $195 |
| Average | 3 comps | $241,333 | $194 |
Market trends, Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $35,000 (12.7%) from the original list price.
| Jun 16, 2026 | Sold | $240,000 |
| Apr 7, 2026 | Price reducedfrom $265,000 | $249,900 |
| Jan 27, 2026 | Listed | $275,000 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Waterfront
- Built 1987 — pre-2002 construction may carry older wind codes and higher insurance
- No garage listed
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.