$236,000
2 Bed 2 Bath Waterfront Condominium for Sale in TERRACE IV, FL
16645 Lake Circle Drive 735, Fort Myers, FL, 33908
About this home
Ideally located near Gulf beaches, shopping, and medical facilities. This meticulously maintained residence offers an open, light-filled floor plan with peaceful lake views. Thoughtfully updated by the owners, recent enhancements include newer interior paint, ceiling fans, granite countertops and backsplash in the kitchen, granite vanities in the bathrooms, newer AC, and updated pantry shelving. The living room features sliding plantation shutters looking out to the beautiful lake view while the lanai features newer tile (as well as the front entry), newer no-see-um screens, and electric Storm Smart shutters that provide additional convenience and peace of mind. A spacious storage closet offers plenty of shelving and valuable extra space. Set within a pet-friendly community rich in amenities, this residence presents an exceptional opportunity to enjoy refined, relaxed Southwest Florida living.
Property details
- Type
- Condominium
- Year built
- 2004
- Interior
- 1,121 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- None
- Days on market
- 4
- Total association fees
- $7,360/yr (~$613/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,304/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 16655 Lake Circle Drive 843 | Nov 2025 | $252,000 | 2/2 | 1,232 | $205 |
| 16615 Lake Circle Drive 412 | Feb 2026 | $207,500 | 2/2 | 1,232 | $168 |
| 16595 Lake Circle Drive 245 | May 2026 | $215,000 | 2/2 | 1,121 | $192 |
| 16575 Lake Circle Drive 1136 | Jun 2026 | $220,000 | 2/2 | 1,194 | $184 |
| 16605 Lake Circle Drive 337 | May 2026 | $265,000 | 2/2 | 1,232 | $215 |
| Average | 5 comps | $231,900 | $193 |
Market trends — Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $11,000 (4.7%) from the original list price.
| May 8, 2026 | Sold | $225,000 |
| Feb 3, 2026 | Listed | $236,000 |
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- Storm protection: Impact Windows/Doors
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.