2 Bed Waterfront Home for Sale in Fort Myers
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For SaleMLS# 226020353

$239,900

2 Bed Waterfront Home for Sale in Fort Myers

13444 Onion Creek Court, Fort Myers, FL, 33912

2 beds2 baths1,232 sqft1 garage
GatedGolfPickleballTennisBocceClubhouseCommunity PoolOn-site Dining55+Waterfront

About this home

THIS TURNKEY FURNISHED RESIDENCE IN A +55 COUNTRY CLUB COMMUNITY, IS THE PERFECT MOVE-IN READY FLORIDA ESCAPE. DON'T MISS THIS RARE OPPORTUNITY FOR AFFORDABLE HOMEOWNERSHIP IN SOUTHWEST FLORIDA. PARTIAL LAKE VIEWS, and close proximity to Fort Myers Beach, AND ALL OFFERED AT AN EXCEPTIONAL VALUE. The thoughtfully designed home offers a warm, inviting feel with stylish finishes, functional upgrades, and a seamless indoor outdoor lifestyle. The expanded outdoor and living areas create exceptional flexibility for entertaining and relaxation. The EXTERIOR PORCH HAS BEEN CONVERTED TO ADDITIONAL INDOOR LIVING SPACE, enhancing the home's overall functionality while maintaining an airy, open feel. ELECTRIC HURRICANE SHUTTERS on the front lanai, a HURRICANE SHUTTER FOR THE FRONT DOOR, OVERSIZED GUTTERS, and NO SEE UM SCREENS provide added convenience and peace of mind year round. Inside, WOOD LAMINATE FLOORING flows throughout the home, creating a cohesive coastal modern aesthetic. The main living area is enhanced with CUSTOM DINING ROOM MIRRORS, BLINDS ON THE SLIDERS FOR PRIVACY, and included TOMMY BAHAMA LIVING ROOM FURNITURE, ready for immediate relaxation. The kitchen is equipped with thoughtful upgrades including REVERSE OSMOSIS UNDER THE SINK and an AQUA SYSTEMS DECHLORINATOR AND CARBON FILTERED WATER SYSTEM, blending style with everyday functionality. The primary suite offers a relaxing retreat with DUAL CLOSETS, DUAL SINKS, and a spacious WALK-IN SHOWER. A cleverly designed POCKET DOOR allows the guest bedroom and bathroom to function as a private EN-SUITE space, ideal for visiting family and guests. Additional highlights include a garage area featuring DROP DOWN STAIRS FOR STORAGE, a MOTORIZED DROP DOWN STORAGE UNIT, BUILT IN ORGANIZATION, and a WORK BENCH for added versatility and convenience. Combined with the energy efficiency of the TANKLESS HOT WATER HEATER, this meticulously maintained home delivers comfort, style, and functionality in one exceptional Southwest Florida residence. This AGE RESTRICTED 55+ community within Cross Creek Country Club features 52 UNITS IN VILLAS 1 with a SHARED CLUBHOUSE & Residents enjoy a pay-to-play golf course with highly discounted member rates (including cart)—a great perk for golf lovers. .Enjoy 3 PICKLEBALL COURTS (FORMERLY TENNIS), 3 BOCCE COURTS, and a CENTRAL POOL SERVING THE 900+ HOMES IN 18 SUBDIVISIONS. This location offers convenient access with RSW AIRPORT 12–15 MINUTES AWAY, FORT MYERS BEACHES 25–30 MINUTES, and GROCERY & RETAIL PLACES 5–10 MINUTES ALONG DANIELS PARKWAY.

Property details

Type
Attached
Year built
1986
Interior
1,232 sqft
Lot size
9,147.6 sqft
Acreage
0.21 acres
Garage
1 car
Days on market
74
Total association fees
$8,200/yr (~$683/mo)
CDD
None
Est. taxes (1.4%)
$3,359/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
Southeast
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

InternetPestControlReserveFundRoadMaintenanceStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BocceCourtClubhouseGolfCoursePickleballPoolPuttingGreensRestaurantSpaHotTubTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$195/sqft
Comp median
$193/sqft
Difference
+1%

Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
13416 Onion Creek CourtOct 2025$275,0002/21,401$196
13273 White Marsh Lane 314Dec 2025$205,0002/21,101$186
12787 Cold Stream DriveMar 2026$225,0002/21,152$195
12699 Cold Stream DriveJun 2026$249,0002/21,309$190
12643 Cold Stream DriveJan 2026$250,0002/21,278$196
12520 Cold Stream Drive 209Jun 2026$240,0002/21,140$211
Average6 comps$240,667$196

Market trends, Fort Myers

Median list
$319,998
Median $/sqft
$209
Median sold (90d)
$330,000
Avg days on market
97
Active listings
2,471
Median sold price · Fort Myers
$330,000last 3 months1.5% vs $335,000 prior 3 months
Median closed price by month · Fort Myers
9.1% MoM5.3% YoY
$319k$349k$380kJul ’25Aug ’26
$347,450Aug ’26 · 372 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
Consider
  • Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
  • 55+ age-restricted community
Location convenienceHigh
Hospital
2.5 mi
Gulf Coast Medical Center
Beach
10.2 mi
Fort Myers Beach
Airport
3.6 mi
Page Field (Fort Myers)
Shopping
2.9 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.