$99,900
2 Bed Waterfront Home for Sale in Tropic Terrace
1215 Tropic Terrace, North Fort Myers, FL, 33903
About this home
SOME STORIES ARE WRITTEN. OTHERS ARE LIVED . . . Every morning begins with sunshine spilling across the lawn, palm fronds swaying in the breeze and coffee waiting on the lanai. A book waits to be finished. Journal waits to be opened. Somewhere beyond the trees, a boat eases through the canal on its way toward open water. Welcome to TROPIC TERRACE! Tucked among towering shade trees, lush tropical landscaping and GULF-ACCESS WATERWAYS, this TURNKEY FURNISHED 2-bedroom, 1.5-bath condo feels less like a condo and more like a hidden retreat. The lovely screened lanai is where this home truly shines. Overlooking beautifully maintained grounds, swaying palms, canal views and community boat docks beyond, it becomes an outdoor living room, reading nook, artist’s studio and front-row seat to Florida’s natural beauty. Whether you’re writing letters to old friends, finishing a favorite novel, sketching a landscape or simply enjoying the quiet, this is the kind of space that makes you lose track of time in the very best way. Inside, bright Florida sunshine fills the cheerful GREATROOM FLOOR PLAN. The white kitchen comes stocked and ready for your arrival. The retro kitchen and baths have been lovingly preserved and remain in exceptional condition. Full of charm and nostalgia, they remind us that not everything needs to be updated to be appreciated. Tile and laminate flooring run throughout the home, meaning NO CARPET anywhere. Unlike many properties described as move-in ready, this one truly is. YES! It’s as cute as the pictures! Sold TURNKEY FURNISHED, it features a BRAND NEW 2025 HVAC SYSTEM with wireless thermostat, Newer roof, assigned parking space, private storage unit and the kind of care that is immediately evident from the moment you walk through the door. Life at Tropic Terrace extends well beyond your front door. Residents enjoy a LARGE COMMUNITY SWIMMING POOL, GULF-ACCESS CANAL, OPTIONAL DOCKAGE, BBQ, shuffleboard, walking paths, clubhouse with fitness equipment and game tables, PLUS A PRIVATE RESIDENT GATE TO PUBLIX! Spend the morning fishing from the dock, the afternoon lounging poolside, and the evening sharing stories with friends beneath the palms. It is easy to see why so many residents fall in love with this peaceful slice of OLD FLORIDA. For boating enthusiasts, OPTIONAL GULF-ACCESS DOCKAGE provides access to one of Southwest Florida’s greatest treasures. Cruise local waterways, visit waterfront restaurants, spend the day fishing or set your sights on the Gulf of Mexico. Conveniently located just minutes from downtown Ft Myers, Cape Coral, Babcock Ranch with Sanibel, Captiva and Fort Myers Beach all within easy reach. HOA fees are only $451 per month. NO FLOOD INSURANCE REQUIRED and located within a well-maintained 55+ PET-FREE COMMUNITY. AFFORDABLE. MOVE-IN READY. SURROUNDED BY NATURE. RICH IN AMENITIES. Opportunities like this under $100,000 are nearly impossible to find. Welcome to TROPIC TERRACE. Your NEXT CHAPTER starts HERE!
Property details
- Type
- Condominium
- Year built
- 1965
- Interior
- 930 sqft
- Lot size
- 10,236.6 sqft
- Acreage
- 0.23 acres
- Garage
- None
- Days on market
- 75
- Total association fees
- $5,412/yr (~$451/mo)
- CDD
- None
- Est. taxes (1.4%)
- $1,399/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- Southeast
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- No
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1421 Tropic Terrace | Jul 2026 | $81,500 | 2/2 | 953 | $86 |
| 4781 Orange Grove Boulevard 3 | Aug 2026 | $85,000 | 2/1 | 741 | $115 |
| 1715 Golf Club Drive 2 | Aug 2026 | $91,000 | 2/2 | 1,129 | $81 |
| 1707 Golf Club Drive 3 | Oct 2025 | $108,000 | 2/2 | 1,129 | $96 |
| Average | 4 comps | $91,375 | $95 |
Market trends, Tropic Terrace
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Waterfront
- Built 1965 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- 55+ age-restricted community
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.