$245,000
2 Bed Waterfront Home for Sale in Schooner Bay
3490 N Key Drive 212, North Fort Myers, FL, 33903
About this home
Carefree Waterfront Living at Schooner Bay — Fully Renovated & Move-In Ready Wake up to river views and end your day with unforgettable sunsets over the Caloosahatchee. This fully renovated, furnished unit at Schooner Bay blends resort-style ease with smart, worry-free ownership — everything here has already been done for you. Step inside to a flexible formal dining area that flows into a bright great room and out to your private lanai. The kitchen is a showstopper: soft-close upgraded cabinetry, quartz countertops, under- and in-cabinet lighting, and brand-new appliances (2025) with comfortable counter seating. New hydro-cork plank flooring runs throughout, complemented by stylish shiplap accents in the living space and bedrooms. The main suite overlooks the lake and fountain, with a barn-door walk-in closet and an updated private bath. The second bedroom offers a wide closet and its own lanai access — ideal for guests or a home office. Peace of mind, built in: A/C (2021), water heater (2016), microwave (2025), and dishwasher (2026) are all recently updated, so major systems are handled for years to come. A deeded carport with storage keeps your vehicle protected and your gear organized. Financially sound and future-ready: Schooner Bay has already completed and funded its Milestone Inspection and Structural Integrity Reserve Study (SIRS) — the two items buyers are most cautious about in today's condo market — giving you confidence there are no looming surprises. Association dues cover water, sewer, cable, internet, insurance, flood insurance, reserves, and grounds/building maintenance, making monthly budgeting simple and predictable. Live the lifestyle: Enjoy a heated pool and waterfall lake view, billiards/game room, fitness center with separate men's and women's saunas, a large community room, shuffleboard and a quiet gathering space — all just steps from your door. You're only 6 minutes from the Fort Myers River District for dining, shopping, and entertainment, with a free seasonal trolley connecting North Fort Myers to Downtown daily. This is truly carefree Florida living — beautifully updated, financially secure, and ready for its next owner.
Property details
- Type
- Condominium
- Year built
- 1977
- Interior
- 1,106 sqft
- Lot size
- 26,070.66 sqft
- Acreage
- 0.60 acres
- Garage
- None
- Days on market
- 0
- Total association fees
- $9,960/yr (~$830/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,430/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- No
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4510 N Key Drive 604 | Feb 2026 | $219,900 | 2/2 | 982 | $224 |
| 4510 N Key Drive 503 | Mar 2026 | $224,900 | 2/2 | 982 | $229 |
| 4510 N Key Drive 204 | Jul 2026 | $225,000 | 2/2 | 1,058 | $213 |
| Average | 3 comps | $223,267 | $222 |
Market trends, Schooner Bay
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- Built 1977 — pre-2002 construction may carry older wind codes and higher insurance
- No garage listed
- Higher association fees (~$9,960/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.