3 Bed Townhouse for Sale in Bella Terra
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SoldMLS# 225080181

$400,000

3 Bed Townhouse for Sale in Bella Terra

20092 Larino Loop, Estero, FL, 33928

3 beds2.5 baths2,255 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity Pool

About this home

If you’ve been waiting for a townhome that feels more like a real home than a compromise, this one checks the boxes. Located on a rare corner lot and just a short stroll from the clubhouse and amenities, this Bella Terra townhome offers 3 bedrooms, 2.5 baths, a spacious den/loft, and a 2-car garage across 2,255 square feet. The main level features an open living area ideal for everyday life and entertaining, with a beautiful kitchen showcasing rich wood cabinetry, quartz countertops, and a neutral flooring palette of tile and laminate that suits any style. Upstairs, all three bedrooms and the loft are thoughtfully placed for privacy and functionality. The loft works perfectly as a home office, media room, or play area, while the two guest bedrooms share a full bath. The spacious primary suite provides a true retreat with a tray ceiling, a large walk-in closet, and a generous bathroom with separate tub and shower. Other perks include a no-flood-zone location east of I-75 for peace of mind and a 2-car garage with plenty of storage. Corner-lot townhomes with the cul-de-sac behind you don’t hit the market often — this is one worth seeing in person. Best value for the space in Estero! Bella Terra is one of Estero’s premier communities, with 999 acres that include 400 acres of conservation preserves, 100 acres of lakes, and some of the lowest fees in the area. Amenities feature a resort-style clubhouse, 24-hour fitness center, pool and spa, shaded children’s play area, tennis, pickleball, basketball, bocce, sand volleyball, multi-use sports fields, in-line skate rink, butterfly garden, and a full social calendar with bingo, boot camp, water aerobics, poker, food truck nights, and more. Centrally located near RSW, FGCU, I-75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, and Gulf beaches. This home combines space, location, and lifestyle — schedule your private showing today.

Property details

Type
Townhouse
Year built
2006
Interior
2,255 sqft
Lot size
6,185.52 sqft
Acreage
0.14 acres
Garage
2 car
Days on market
24
Total association fees
$4,064/yr (~$339/mo)
CDD
Yes
Est. taxes (1.4%)
$5,600/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
Southeast
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

CableTvInternetIrrigationWaterMaintenanceGroundsPestControlStreetLights

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtClubhouseSportCourtFitnessCenterHobbyRoomLibraryPlaygroundPickleballParkPoolSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$177/sqft
Comp median
$184/sqft
Difference
-4%

Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
20079 Larino LoopJul 2026$425,0003/22,255$188
20032 Larino LoopJun 2026$450,0003/22,282$197
20176 Larino LoopJan 2026$345,0003/22,282$151
20555 Larino LoopApr 2026$377,0003/22,253$167
20516 Larino LoopNov 2025$385,0003/22,255$171
20663 Larino LoopDec 2025$424,9003/22,255$188
Average6 comps$401,150$177

Market trends, Bella Terra

Median list
$592,250
Median $/sqft
$245
Median sold (90d)
$450,000
Avg days on market
20
Active listings
14
Median sold price · Bella Terra
$450,000last 3 months8.4% vs $415,000 prior 3 months
Median closed price by month · Bella Terra
10.5% MoM12.4% YoY
$375k$488k$600kJul ’25Jul ’26
$425,000Jul ’26 · 13 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $10,000 (2.5%) from the original list price.

May 1, 2026Sold$390,000
Feb 28, 2026Listed$400,000

The good, the trade-offs & the location

Pros
  • Built 2006 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • 2-car garage
Location convenienceHigh
Hospital
10.8 mi
Gulf Coast Medical Center
Beach
9.9 mi
Lovers Key State Park
Airport
6.4 mi
RSW Intl (Fort Myers)
Shopping
2.6 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.