$400,000
3 Bed Townhouse for Sale in Bella Terra
20092 Larino Loop, Estero, FL, 33928
About this home
If you’ve been waiting for a townhome that feels more like a real home than a compromise, this one checks the boxes. Located on a rare corner lot and just a short stroll from the clubhouse and amenities, this Bella Terra townhome offers 3 bedrooms, 2.5 baths, a spacious den/loft, and a 2-car garage across 2,255 square feet. The main level features an open living area ideal for everyday life and entertaining, with a beautiful kitchen showcasing rich wood cabinetry, quartz countertops, and a neutral flooring palette of tile and laminate that suits any style. Upstairs, all three bedrooms and the loft are thoughtfully placed for privacy and functionality. The loft works perfectly as a home office, media room, or play area, while the two guest bedrooms share a full bath. The spacious primary suite provides a true retreat with a tray ceiling, a large walk-in closet, and a generous bathroom with separate tub and shower. Other perks include a no-flood-zone location east of I-75 for peace of mind and a 2-car garage with plenty of storage. Corner-lot townhomes with the cul-de-sac behind you don’t hit the market often — this is one worth seeing in person. Best value for the space in Estero! Bella Terra is one of Estero’s premier communities, with 999 acres that include 400 acres of conservation preserves, 100 acres of lakes, and some of the lowest fees in the area. Amenities feature a resort-style clubhouse, 24-hour fitness center, pool and spa, shaded children’s play area, tennis, pickleball, basketball, bocce, sand volleyball, multi-use sports fields, in-line skate rink, butterfly garden, and a full social calendar with bingo, boot camp, water aerobics, poker, food truck nights, and more. Centrally located near RSW, FGCU, I-75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, and Gulf beaches. This home combines space, location, and lifestyle — schedule your private showing today.
Property details
- Type
- Townhouse
- Year built
- 2006
- Interior
- 2,255 sqft
- Lot size
- 6,185.52 sqft
- Acreage
- 0.14 acres
- Garage
- 2 car
- Days on market
- 24
- Total association fees
- $4,064/yr (~$339/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,600/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- Southeast
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| 20032 Larino Loop | Jun 2026 | $450,000 | 3/2 | 2,282 | $197 |
| 20176 Larino Loop | Jan 2026 | $345,000 | 3/2 | 2,282 | $151 |
| 20555 Larino Loop | Apr 2026 | $377,000 | 3/2 | 2,253 | $167 |
| 20516 Larino Loop | Nov 2025 | $385,000 | 3/2 | 2,255 | $171 |
| 20663 Larino Loop | Dec 2025 | $424,900 | 3/2 | 2,255 | $188 |
| Average | 6 comps | $401,150 | $177 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $10,000 (2.5%) from the original list price.
| May 1, 2026 | Sold | $390,000 |
| Feb 28, 2026 | Listed | $400,000 |
The good, the trade-offs & the location
- Built 2006 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.