$384,900
3 Bed Townhouse for Sale in Bella Terra
20552 Larino Loop, Estero, FL, 33928
About this home
AVAILABLE FOR IMMEDIATE OCCUPANCY - be settled in well before season starts. Furniture is negotiable, so you can take it turnkey and start enjoying it the day you close. This 2,282 sq ft townhome lives like a single-family home: 3 bedrooms, 2.5 baths, a large upstairs loft, and an attached 2-car garage, sited on a generous lot with open green space behind. The main level opens to a bright living and dining area, an eat-in kitchen with pantry and breakfast nook, a convenient half bath, and a full interior laundry room. Sliders lead to a fully screened lanai with a covered under-truss lounge, so the outdoor space is usable rain or shine. Upstairs, the loft is genuinely flexible - home office, media room, playroom, or a quiet second living area. The primary suite features an architectural tray ceiling, an oversized walk-in closet, dual sinks, a soaking tub, and a separate walk-in shower. Two additional bedrooms and a second full bath complete the second floor. Bella Terra is a gated, amenity-rich community: resort-style community pool, clubhouse, community room, fitness center, tennis, pickleball, basketball, dog park, play area, community park, and miles of sidewalks. Minutes to I-75, FGCU, Miromar Outlets, Coconut Point, Gulf Coast Town Center, RSW International Airport, and the Gulf beaches. Investor and seasonal friendly: 30-day minimum lease with up to 12 leases per year - one of the most flexible rental policies in the area. Low-maintenance living, immediate availability, and room to spread out.
Property details
- Type
- Townhouse
- Year built
- 2007
- Interior
- 2,282 sqft
- Lot size
- 4,573.8 sqft
- Acreage
- 0.11 acres
- Garage
- 2 car
- Days on market
- 91
- Total association fees
- $4,064/yr (~$339/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,389/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20555 Larino Loop | Apr 2026 | $377,000 | 3/2 | 2,253 | $167 |
| 20516 Larino Loop | Nov 2025 | $385,000 | 3/2 | 2,255 | $171 |
| 20334 Larino Loop | Apr 2026 | $440,000 | 3/2 | 2,255 | $195 |
| 20492 Larino Loop | Dec 2025 | $390,000 | 3/2 | 2,255 | $173 |
| 20468 Larino Loop | Jul 2026 | $395,000 | 3/2 | 2,282 | $173 |
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| Average | 6 comps | $402,000 | $178 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $5,100 (1.3%) from the original list price.
| Aug 25, 2026 | Price reducedfrom $390,000 | $384,900 |
| May 29, 2026 | Listed | $390,000 |
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.