3 Bed Townhouse for Sale in Bella Terra
1 / 29
▶ View Virtual Tour
For SaleMLS# 2026023780

$384,900

3 Bed Townhouse for Sale in Bella Terra

20552 Larino Loop, Estero, FL, 33928

3 beds2.5 baths2,282 sqft2 garage
GatedPickleballTennisFitness CenterClubhouseDog ParkBasketballPlaygroundCommunity Pool

About this home

AVAILABLE FOR IMMEDIATE OCCUPANCY - be settled in well before season starts. Furniture is negotiable, so you can take it turnkey and start enjoying it the day you close. This 2,282 sq ft townhome lives like a single-family home: 3 bedrooms, 2.5 baths, a large upstairs loft, and an attached 2-car garage, sited on a generous lot with open green space behind. The main level opens to a bright living and dining area, an eat-in kitchen with pantry and breakfast nook, a convenient half bath, and a full interior laundry room. Sliders lead to a fully screened lanai with a covered under-truss lounge, so the outdoor space is usable rain or shine. Upstairs, the loft is genuinely flexible - home office, media room, playroom, or a quiet second living area. The primary suite features an architectural tray ceiling, an oversized walk-in closet, dual sinks, a soaking tub, and a separate walk-in shower. Two additional bedrooms and a second full bath complete the second floor. Bella Terra is a gated, amenity-rich community: resort-style community pool, clubhouse, community room, fitness center, tennis, pickleball, basketball, dog park, play area, community park, and miles of sidewalks. Minutes to I-75, FGCU, Miromar Outlets, Coconut Point, Gulf Coast Town Center, RSW International Airport, and the Gulf beaches. Investor and seasonal friendly: 30-day minimum lease with up to 12 leases per year - one of the most flexible rental policies in the area. Low-maintenance living, immediate availability, and room to spread out.

Property details

Type
Townhouse
Year built
2007
Interior
2,282 sqft
Lot size
4,573.8 sqft
Acreage
0.11 acres
Garage
2 car
Days on market
91
Total association fees
$4,064/yr (~$339/mo)
CDD
Yes
Est. taxes (1.4%)
$5,389/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
East
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

RecreationFacilities

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtClubhouseDogParkFitnessCenterPlaygroundPickleballParkPoolSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$169/sqft
Comp median
$173/sqft
Difference
-2%

Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
20555 Larino LoopApr 2026$377,0003/22,253$167
20516 Larino LoopNov 2025$385,0003/22,255$171
20334 Larino LoopApr 2026$440,0003/22,255$195
20492 Larino LoopDec 2025$390,0003/22,255$173
20468 Larino LoopJul 2026$395,0003/22,282$173
20079 Larino LoopJul 2026$425,0003/22,255$188
Average6 comps$402,000$178

Market trends, Bella Terra

Median list
$529,500
Median $/sqft
$238
Median sold (90d)
$458,500
Avg days on market
22
Active listings
18
Median sold price · Bella Terra
$458,500last 3 months10.5% vs $415,000 prior 3 months
Median closed price by month · Bella Terra
7.6% MoM18.3% YoY
$375k$488k$600kJul ’25Aug ’26
$457,255Aug ’26 · 6 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $5,100 (1.3%) from the original list price.

Aug 25, 2026Price reducedfrom $390,000$384,900
May 29, 2026Listed$390,000

The good, the trade-offs & the location

Pros
  • Built 2007 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • 2-car garage
Location convenienceHigh
Hospital
10.7 mi
Gulf Coast Medical Center
Beach
9.8 mi
Lovers Key State Park
Airport
6.4 mi
RSW Intl (Fort Myers)
Shopping
2.5 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.