$380,000
3 Bed Townhouse for Sale in Bella Terra
20238 Larino Loop, Estero, FL, 33928
About this home
Welcome to 20238 Larino Loop, a spacious two-story townhome located in the highly desirable gated community of Bella Terra in Estero! Offering 3 bedrooms, 2.5 bathrooms, over 2,200 sq. ft. of living space, a large loft/den, and an attached 2-car garage, this home provides plenty of room for everyday living and entertaining. The bright, open layout features a spacious kitchen with an eat-in breakfast area, generously sized bedrooms, a primary suite with a walk-in closet, and a versatile upstairs loft perfect for a second living area, home office, playroom, or flex space. Step outside to the screened lanai and enjoy the Southwest Florida lifestyle. Savvy investors and seasonal buyers, take note! There is currently a tenant in place through the end of the year, providing immediate rental income for an investor or a great opportunity for a seasonal homeowner looking to purchase now and have the home ready to enjoy for the upcoming Southwest Florida season. Bella Terra offers an impressive lineup of resort-style amenities including a community pool and spa, clubhouse, fitness center, tennis, basketball and bocce courts, playground, and more. Conveniently located near I-75, FGCU, Miromar Outlets, Gulf Coast Town Center, Coconut Point, shopping, dining, entertainment, and Southwest Florida International Airport. Whether you're looking to add to your investment portfolio, secure your seasonal getaway, or make Estero your full-time home, this is an opportunity you don't want to miss!
Property details
- Type
- Townhouse
- Year built
- 2005
- Interior
- 2,282 sqft
- Lot size
- 4,094.64 sqft
- Acreage
- 0.09 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $4,064/yr (~$339/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,320/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20176 Larino Loop | Jan 2026 | $345,000 | 3/2 | 2,282 | $151 |
| 20370 Larino Loop | Jul 2026 | $420,000 | 3/2 | 2,282 | $184 |
| 20092 Larino Loop | May 2026 | $390,000 | 3/2 | 2,255 | $173 |
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| 20468 Larino Loop | Jul 2026 | $395,000 | 3/2 | 2,282 | $173 |
| 20492 Larino Loop | Dec 2025 | $390,000 | 3/2 | 2,255 | $173 |
| Average | 6 comps | $394,167 | $174 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2005 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.