$408,900
3 Bed Townhouse for Sale in Bella Terra
20468 Larino Loop, Estero, FL, 33928
About this home
Located in the vibrant Bella Terra community, this spacious 3-bedroom, 2.5-bathroom townhome spans nearly 2,300 square feet and offers the perfect blend of modern comfort and Florida living. Step through the front door of 20468 Larino Loop and immediately experience the bright, airy volume of this expansive townhome. As you move through the foyer, the home opens into an open-concept main level where the living and dining areas flow effortlessly together with tile flooring and crown molding throughout. The well appointed kitchen features a breakfast bar, updated countertops, a custom backsplash, white cabinets and stainless steel appliances. The space also connects with large sliders that lead you out to a screened-in and tiled lanai—the ideal spot to sit back and enjoy the peaceful Estero landscape. As you head upstairs (which has wood flooring from the stairs up), the home continues into a massive, versatile loft area. This space acts as a second heart of the home, offering endless possibilities as a high-end media room, a quiet home office, or a vibrant play zone. Just off the loft, you’ll discover the primary suite— featuring tray ceilings and an oversized walk-in closet. Your primary bathroom features dual sinks with a separate tub and shower. Two additional guest bedrooms and a full bath are positioned to provide maximum privacy for family or visitors. The home comes with manual shutters and also has plantation shutters added throughout. PLUS! Being sold with furnishings negotiable, so it's ready for you to move in or bring your own furnishings! Outside of your homes and inside of the gates of Bella Terra, you have many resort-style amenities to enjoy endlessly. At the center of it all is the 7,000-square-foot clubhouse and a massive lagoon-style pool with a rock waterfall and spa. In addition, there's the state-of-the-art fitness center, tennis and pickleball courts, beach volleyball, basketball, bocce, a rare in-line skating rink and peaceful walking trails. This community offers a vibrant, all-inclusive environment that perfectly complements the modern comfort of the home.
Property details
- Type
- Townhouse
- Year built
- 2007
- Interior
- 2,282 sqft
- Lot size
- 4,573.8 sqft
- Acreage
- 0.11 acres
- Garage
- 2 car
- Days on market
- 80
- Total association fees
- $4,064/yr (~$339/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,725/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 10 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20492 Larino Loop | Dec 2025 | $390,000 | 3/2 | 2,255 | $173 |
| 20516 Larino Loop | Nov 2025 | $385,000 | 3/2 | 2,255 | $171 |
| 20555 Larino Loop | Apr 2026 | $377,000 | 3/2 | 2,253 | $167 |
| 20370 Larino Loop | Jul 2026 | $420,000 | 3/2 | 2,282 | $184 |
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| 20032 Larino Loop | Jun 2026 | $450,000 | 3/2 | 2,282 | $197 |
| Average | 6 comps | $407,833 | $180 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $24,900 (5.9%) from the original list price.
| Jul 15, 2026 | Sold | $395,000 |
| Jun 1, 2026 | Price reducedfrom $413,900 | $408,900 |
| Mar 17, 2026 | Listed | $419,900 |
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.