$1,249,000
3 Bed Condominium for Sale in Naples
445 Cove Tower Drive 1001, Naples, FL, 34110
About this home
Experience refined Naples living in Montego at Cove Towers. This beautifully updated 3-bedroom, 3-bath residence offers private elevator entry, high ceilings, and a bright open-concept design, ideal for both entertaining and everyday comfort. The spacious living room serves as the heart of the home, flowing seamlessly to the dining area and screened lanai for effortless indoor-outdoor living. Extensively renovated with thoughtful, high-end improvements, the residence features new flooring, fresh interior paint, and upgraded LED lighting throughout. Designer chandeliers enhance the foyer, living room, dining area, kitchen, and primary suite. The reimagined kitchen showcases waterfall-edge quartz countertops and backsplash, updated cabinetry finishes and hardware, under-cabinet lighting, added electrical with USB/USB-C ports, roll-out pantry drawers, and premium appliances including a GE Profile induction cooktop, new refrigerator, dishwasher, trash compactor, and upgraded disposal. A custom lighted bar by California Closets - included with the purchase - adds a sophisticated focal point for entertaining. The primary suite offers tranquil preserve views and a fully updated bath with flat-panel cabinetry, new fixtures, slide-out storage, and frameless glass shower enclosure. Guest baths also feature frameless glass enclosures and upgraded shower systems. Motorized window treatments in the primary and guest bedroom, a new laundry room cabinet and sink, stainless steel interior hardware, new hot water heater, water mitigation system, and serviced hurricane shutters provide added convenience and peace of mind. Residents enjoy access to The Cover Tower Calypso Club with resort-style pool/spa, fitness center, social room, and guest suites, with optional membership to Tarpon Cove Yacht & Racquet Club offering boating, tennis, dining, and beach shuttle service. Ideally located near Naples’ beaches, shopping, and dining, this stunning residence delivers luxury, privacy, and exceptional quality in North Naples.
Property details
- Type
- Condominium
- Year built
- 2002
- Interior
- 2,379 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 1 car
- Days on market
- 180
- Total association fees
- $25,459/yr (~$2,122/mo)
- CDD
- None
- Est. taxes (1.4%)
- $17,486/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- Southwest
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 455 Cove Tower Drive 1603 | Aug 2026 | $1,100,000 | 3/3 | 2,556 | $430 |
| 1286 Rainbow Court | Aug 2026 | $1,190,000 | 4/3 | 2,182 | $545 |
| 14789 Glen Eden Drive | Oct 2025 | $1,000,000 | 3/3 | 2,257 | $443 |
| Average | 3 comps | $1,096,667 | $473 |
Market trends, Montego At Cove Towers
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2002 — post-2002 Florida wind codes (typically lower insurance)
- Storm protection: Impact Windows/Doors
- In a higher-risk flood zone (AE) — flood insurance likely required
- Higher association fees (~$25,459/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.