$1,195,000
3 Bed Waterfront Home for Sale in Naples
10684 Gulf Shore Drive B-302, Naples, FL, 34108
About this home
Step into this residence and enjoy views of both the Gulf and the bay the moment you walk through the door. This updated three bedroom two bath condo checks every box. Located on the top floor with high ceilings and an optional boat slip, the unit offers an ideal blend of luxury, lifestyle, and convenience. Begin your mornings watching dolphins in the back bay, and end your days with picture perfect sunsets over the Gulf of Mexico. Beach access is directly across the street, making it effortless to enjoy the sand and surf. Monte Carlo is a gated, low density, and beautifully maintained community on Gulf Shore with low HOA fees. The entire residence has been completely remodeled and upgraded with care, creating a space that feels modern, comfortable, and move in ready. Community amenities include a pool, tennis, pickleball, and a covered parking space. You will not find a better value at this price point. Walking distance to La Playa, the Ritz Carlton, and the Turtle Club. This is a rare opportunity and this condo will not last.
Property details
- Type
- Condominium
- Year built
- 1988
- Interior
- 1,440 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- None
- Days on market
- 504
- Total association fees
- $13,316/yr (~$1,110/mo)
- CDD
- None
- Est. taxes (1.4%)
- $16,730/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- No
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 10475 Gulf Shore Drive 132 | Nov 2025 | $1,050,000 | 2/2 | 1,315 | $798 |
| 11 Bluebill Avenue 905 | Jul 2026 | $1,055,000 | 2/2 | 1,480 | $713 |
| 21 Bluebill Avenue 1103 | Jan 2026 | $1,250,000 | 3/2 | 1,613 | $775 |
| Average | 3 comps | $1,118,333 | $762 |
Market trends, Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $325,000 (24.1%) from the original list price.
| Jul 22, 2026 | Sold | $1,025,000 |
| Nov 26, 2025 | Price reducedfrom $1,250,000 | $1,195,000 |
| Jul 23, 2025 | Back on market | |
| Jan 17, 2025 | Listed | $1,350,000 |
The good, the trade-offs & the location
- Waterfront
- Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
- No garage listed
- Higher association fees (~$13,316/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.