$489,900
3 Bed 2.5 Bath Waterfront SingleFamilyResidence for Sale in WATERWAY BAY, FL
6059 Montego Bay Loop, Fort Myers, FL, 33908
About this home
TURNKEY GULF ACCESS RETREAT —FULLY FURNISHED & READY TO ENJOY! Welcome to your Gulf-access paradise, offered completely turnkey with all furnishings included! This meticulously maintained 3-bedroom, 2.5-bath coastal retreat delivers direct Gulf of Mexico access and comes with your own private dock featuring new composite decking and electricity, ideal for serious anglers and sunset cruisers alike. Spend your evenings fishing for tarpon, snook, and mangrove snapper under the snook light or watching playful dolphins and gentle manatees glide by. Launch your kayak or boat and enjoy a scenic 25-minute ride to open water! The exterior shines with brand-new Khaki Brown Cedarmill fiber cement lap siding (2025), fresh paint, a brick façade, and a new vinyl fence with gates (2024). Both front and back stairs were re-decked with railings (12/2023), and impact windows (2024) add comfort, security, and efficiency. Built with strength and longevity, the first floor is solid concrete block, the second level features durable metal frame construction wrapped in HardiPlank siding, and it’s all topped by a metal roof for ultimate peace of mind. The TURNKEY interior captures true Florida style—light, bright, and breezy. High ceilings and luxury tile flooring complement the coastal décor, with every room thoughtfully furnished and move-in ready. The remodeled kitchen is a showstopper with quartz countertops, stainless steel appliances, cherry cabinetry with glass fronts, and a custom backsplash. Plantation shutters, updated lighting, and tasteful finishes carry throughout. The primary suite is a serene escape with a transom window, French doors to a large screened lanai, and a spa-inspired bathroom. Both full baths were fully renovated in 2023, and all doors were replaced in 2020 for a modern, cohesive look. Downstairs, the oversized garage is more than just parking, it’s a climate-controlled bonus area with a split-unit AC, perfect as a workshop, game room, or hobby space. Enjoy the perks of waterfront living without worry, thanks to the home’s elevated design. Take advantage of the community pool and boat ramp just steps away, ideal for a quick launch or a relaxing dip after a day on the water. Located near top-rated schools, beaches, shopping, and RSW Airport, this property offers the ultimate blend of lifestyle, location, and livability. Bring your suitcase and your sunscreen, everything else is already here. Schedule your private showing today and make this fully furnished, TURNKEY Gulf-access home yours!
Property details
- Type
- SingleFamilyResidence
- Year built
- 2004
- Interior
- 1,337 sqft
- Lot size
- 4,312.44 sqft
- Acreage
- 0.10 acres
- Garage
- 4 car
- Days on market
- 202
- Total association fees
- $1,908/yr (~$159/mo)
- CDD
- None
- Est. taxes (1.4%)
- $6,859/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 17668 Taylor Drive | Dec 2025 | $378,800 | 3/2 | 1,287 | $294 |
| 6325 Park Road | Aug 2025 | $420,000 | 2/2 | 1,525 | $275 |
| 7304 Pebble Beach Road | Aug 2025 | $375,000 | 3/2 | 1,523 | $246 |
| Average | 3 comps | $391,267 | $272 |
Market trends — Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $94,900 (16.8%) from the original list price.
| Feb 23, 2026 | Sold | $470,000 |
| Jan 12, 2026 | Price reducedfrom $499,900 | $489,900 |
| Jun 30, 2025 | Listed | $564,900 |
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Gulf access (Direct — no bridges)
- Storm protection: Impact Windows/Doors
- 4-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.