$2,550,000
3 Bed 3 Bath Pool Waterfront SingleFamilyResidence for Sale in ROYAL HARBOR, FL
1275 Cobia Court, Naples, FL, 34102
About this home
One or more photo(s) has been virtually staged, AI generated or rendered. Exceptional waterfront opportunity in the highly sought-after Royal Harbor community, one of Naples' premier boating enclaves known for its direct gulf access and luxury new construction multi-million dollar homes. Perfectly positioned on a prime waterfront, cul-de-sac homesite, with an unbeatable location just minutes to downtown Naples. The existing residence is well-maintained and fully livable with 2,651 sq.ft, offering immediate enjoyment or strong rental potential. However, the true value lies in the land - an ideal canvas to design and build a custom home of your own. For boating enthusiasts, this property is especially compelling, featuring a newer (2023) boat lift with a 27,000 lb capacity - perfect for accommodating a substantial vessel with ease. Enjoy quick access to the Gulf with no fixed bridges. Located just minutes from 5th Ave and 3rd St, you'll enjoy world-class dining, boutique shopping, white-sand beaches and the vibrant Naples lifestyle right at your doorstep. Whether you choose to enjoy the home as-is, hold as an income producing asset, or build your dream residence, this is a rare opportunity to secure a premier Gulf-access lot in prestigious Royal Harbor.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1989
- Interior
- 2,651 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 226
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $35,700/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Collier
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1520 STAR POINT Lane 4-401 | Nov 2025 | $2,935,000 | 3/2 | 2,619 | $1,121 |
| 1560 STAR POINT Lane 3-301 | Jan 2026 | $2,375,000 | 3/3 | 2,619 | $907 |
| 909 10th Street 203 | Oct 2025 | $2,350,000 | 3/3 | 2,612 | $900 |
| 1530 5th Avenue C312 | Jan 2026 | $2,600,000 | 3/3 | 2,660 | $977 |
| Average | 4 comps | $2,565,000 | $976 |
Market trends — Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $949,000 (28.8%) from the original list price.
| Jun 18, 2026 | Sold | $2,350,000 |
| May 1, 2026 | Price reducedfrom $2,795,000 | $2,550,000 |
| Oct 1, 2025 | Listed | $3,299,000 |
The good, the trade-offs & the location
- Private pool
- Waterfront
- 2-car garage
- Built 1989 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.