$399,900
3 Bed SingleFamilyResidence for Sale in Fort Myers
18032 Horseshoe Bay Circle, Fort Myers, FL, 33967
About this home
NO FLOOD ZONE! The enclosed lanai adds almost 300 extra square feet of living space that is perfect for relaxing, a childs play room, a workout room etc. This immaculate Home is located in the Islands at Three Oaks community that is located on the boarder of Estero Fl and South Ft Myers Fl. A charming non-gated enclave offering a community pool, tennis, and a clubhouse with VERY low HOA fees. Inside, volume ceilings and waterproof laminate flooring create a bright and spacious atmosphere. The eat-in kitchen features recessed LED lighting, ample cabinetry and counter space and a breakfast bar, perfect for everyday dining and entertaining. The updated owner’s suite showcases tile flooring, and a large tiled shower(both bathrooms have comfort height toilets). With three bedrooms and two bathrooms the layout feels open and connected, ideal for families or guests. An enclosed lanai with sliding windows and screens provides additional living space and allows you to enjoy the Southwest Florida lifestyle year-round. Enjoy outdoor living in the spacious backyard with room for a pool, and fences are allowed for added privacy. Additional highlights include 3M impact-resistant film on windows, a screened entry, new window screens (2025), ceiling fans throughout, and curbing with low-maintenance landscaping. This home is move-in ready with recent updates including a new roof (2023) and new Rheem HVAC (2024). City water and sewer add convenience and reliability. Residents enjoy low HOA fees that include access to an amenities center with a pool, clubhouse, and tennis courts. The location is exceptional, across from Three Oaks Park and within walking distance to Three Oaks Middle School. The western exposure provides beautiful sunsets and a peaceful neighborhood setting. Superb location, immaculate condition, and thoughtfully updated features make this home an excellent opportunity in Islands at Three Oaks.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1994
- Interior
- 1,402 sqft
- Lot size
- 7,339.86 sqft
- Acreage
- 0.17 acres
- Garage
- 2 car
- Days on market
- 38
- Total association fees
- $1,272/yr (~$106/mo)
- CDD
- None
- Est. taxes (1.4%)
- $5,599/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 18112 Horseshoe Bay Circle | Mar 2026 | $370,000 | 3/2 | 1,402 | $264 |
| 17716 Oakmont Ridge Circle | Jul 2026 | $375,000 | 3/2 | 1,480 | $253 |
| 9091 Morris Road | Sep 2025 | $395,000 | 3/2 | 1,562 | $253 |
| 9092 Irving Road | May 2026 | $420,000 | 3/2 | 1,536 | $273 |
| Average | 4 comps | $390,000 | $261 |
Market trends, Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $49,000 (11.4%) from the original list price.
| Dec 22, 2025 | Sold | $380,000 |
| Nov 5, 2025 | Price reducedfrom $429,000 | $399,900 |
| Oct 14, 2025 | Listed | $429,000 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- 2-car garage
- Built 1994 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.