3 Bed 2.5 Bath Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
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SoldMLS# 2025026046

$1,149,000

3 Bed 2.5 Bath Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL

2055 SE 28th Terrace, Cape Coral, FL, 33904

3 beds2.5 baths2,595 sqft3 garage
GatedBoatingWaterfront

About this home

Unique Waterfront Oasis, Calling all boaters and Water Enthusiasts! Enjoy panoramic water views, including stunning Caloosahatchee River views, from this one-of-a-kind Oversized Corner Lot positioned on intersecting canals and situated at the end of a quiet cul-de-sac, A perfect location offering privacy and minimal traffic. Lush, beautiful tropical landscaping enhances the serene setting while allowing you to enjoy water views from every room of the home. Experience the beauty of riverfront living without paying riverfront taxes, A Huge savings at 2,595 sq. ft. of living area and volume ceilings that enhance the home's open, airy feel. With 200+ Ft. wide canals with no bridges, you’ll enjoy direct Gulf access. A true boaters paradise, featuring '2024 Extensive Composite Dockage with Pilings added to accommodate a yacht up to 100 feet along with a '2023 Seawall. Whether you're a true boating enthusiast or simply love being on the water, this property delivers an unmatched waterfront lifestyle, you don't need to own a boat to appreciate the beauty, tranquility and stunning views this home offers. Key Upgrades include: '2023 Re- Plumb, '2022 HVAC Split Upstairs, '2021 Coated Metal Roof, Three-car garage, Room for a pool if desired. For peace of mind , the home has never flooded and is equipped with Hurricane shutters. The home includes a first-floor En-suite that slides open directly to the undercover, screened-in lanai, perfect for entertaining, gatherings, and hosting family and friends. The family room pocket sliders and kitchen also provide direct access to the lanai, creating seamless indoor & outdoor living. The kitchen features a beautiful water view backdrop, allowing you to enjoy serene waterfront scenery while preparing and enjoying your meals. Additional outdoor spaces include a private balcony off the primary suite and a second balcony off the stairwell, both updated '2024 with composite decking for durability and low maintenance. Located in the highly sought-after Cornwallis neighborhood and conveniently close to shopping, restaurants, entertainment, beaches, and more, this home offers an exceptional blend of privacy, value, and waterfront lifestyle. Move right in or customize to your taste ideal for a seasonal retreat or full-time residence. Endless Opportunities for the right Buyer! Schedule your private showing today!

Property details

Type
SingleFamilyResidence
Year built
1994
Interior
2,595 sqft
Lot size
11,064.24 sqft
Acreage
0.25 acres
Garage
3 car
Days on market
13
Total association fees
None
CDD
None
Est. taxes (1.4%)
$16,086/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Shutters
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$443/sqft
Comp median
$372/sqft
Difference
+19%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1929 SE 26th TerraceSep 2025$1,225,0004/32,713$452
1939 Palaco Grande ParkwayApr 2026$875,0004/32,478$353
3347 SE 19th AvenueApr 2026$944,0004/22,412$391
2008 Palaco Grande ParkwayJul 2026$875,0003/22,586$338
Average4 comps$979,750$384

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$234
Median sold (90d)
$384,900
Avg days on market
94
Active listings
2,509
Median sold price · Cape Coral
$382,000last 3 months7% vs $356,900 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM11.3% YoY
$340k$368k$395kJul ’25Jul ’26
$395,000Jul ’26 · 316 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $74,000 (6.4%) from the original list price.

Feb 10, 2026Sold$1,075,000
Dec 28, 2025Listed$1,149,000

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Shutters
  • 3-car garage
Consider
  • Built 1994 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
2.6 mi
Cape Coral Hospital
Beach
10.3 mi
Fort Myers Beach
Airport
4.1 mi
Page Field (Fort Myers)
Shopping
3.6 mi
Edison Mall (Fort Myers)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.