$525,000
3 Bed 2 Bath Pool Waterfront SingleFamilyResidence for Sale in PALM ISLAND, FL
9346 Palm Island Circle, North Fort Myers, FL, 33903
About this home
The perfect Snowbird retreat or move-in-ready primary residence, this Palm Island gem stands out with over $50,000 in recent improvements. A brand-new roof installed December 2025 adds immediate peace of mind. Enjoy Gulf-access living with your own private heated pool, new pool pump, new pool filter, new boat dock with a 10,000-lb boat lift, and electric and water at the dock—perfect for boating enthusiasts. All of this is paired with nearly 1,800 sq. ft. of beautifully updated living space. In 2025, the pool patio and lanai were resurfaced with a durable rubber epoxy finish, and the pool cage and vestibule were completely refurbished, featuring new fasteners, paint, screens, and screen doors. The pool filter is also new, ensuring optimal maintenance. The home has never flooded during any storms, providing peace of mind year-round. Located in a gated, maintenance-free community, residents enjoy low HOA fees of just $285/month, with no flood insurance or CDD required. An ADT security system is already in place for added safety. Community amenities include a resort-style pool, boat ramp, and additional docks, with yard maintenance included—allowing you to spend more time boating, entertaining, and soaking up the Florida sunshine. Inside, an inviting open-concept layout connects the living and dining areas to an oversized covered lanai and sparkling pool. Step down to your private dock to watch boats pass or launch your own—just 20 minutes to the river and approximately one hour to the Gulf. The home features extensive upgrades including porcelain tile flooring throughout, updated bathrooms, granite countertops, 2022 stainless steel kitchen appliances, and custom accent TV walls in both the living room and lanai. Major improvements include a 2025 roof, 2019 AC, pool resurfaced in 2023, and storm manual shutters for added protection. Conveniently located in the Hancock / Orange Grove area, just west of US-41, with grocery stores, pharmacies, gas stations, and popular restaurants all less than a mile away. Palm Island is one of the area’s best-kept secrets—come experience why this home is the ultimate Florida lifestyle.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2004
- Interior
- 1,793 sqft
- Lot size
- 11,151.36 sqft
- Acreage
- 0.26 acres
- Garage
- 2 car
- Days on market
- 58
- Total association fees
- $3,420/yr (~$285/mo)
- CDD
- None
- Est. taxes (1.4%)
- $7,350/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 12761 Seaside Key Court | Jan 2026 | $505,000 | 3/2 | 1,983 | $255 |
| 953 Orange Blossom Lane | Aug 2025 | $415,000 | 4/2 | 1,789 | $232 |
| 1719 W Bluewater Terrace | Jul 2026 | $415,000 | 3/2 | 1,891 | $219 |
| 4632 Gulf Avenue | Jul 2026 | $420,000 | 3/2 | 1,800 | $233 |
| 1313 Driftwood Drive | Jun 2026 | $479,900 | 4/2 | 1,727 | $278 |
| Average | 5 comps | $446,980 | $243 |
Market trends — North Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $95,000 (16.2%) from the original list price.
| Jul 10, 2026 | Sold | $490,000 |
| Mar 29, 2026 | Price reducedfrom $549,900 | $525,000 |
| Feb 5, 2026 | Listed | $585,000 |
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Private pool
- Waterfront
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.