3 Bed 2 Bath Pool SingleFamilyResidence for Sale in QUARTERDECK COVE, FL
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SoldMLS# 2026007681

$495,000

3 Bed 2 Bath Pool SingleFamilyResidence for Sale in QUARTERDECK COVE, FL

20535 Armada Court, Estero, FL, 33928

3 beds2 baths1,976 sqft2 garage
GatedBoating

About this home

****Price reduction is due to an ESTATE SALE**** The Seller has implemented a significant price adjustment to facilitate an immediate sale. As part of an estate disposition, the property has been strategically repositioned to encourage a prompt and efficient closing. This pricing reflects the estate’s timeline—not the value of the home—presenting a compelling opportunity for qualified buyers. Welcome to Quarterdeck Cove, one of Estero’s hidden gems, perfectly tucked away yet incredibly close to everything Southwest Florida has to offer. This beautifully maintained 3-bedroom, 2-bath single-family pool home is ideally situated on a quiet dead-end cul-de-sac and offers peaceful preserve views with a short stroll to Estero Bay Preserve State Park. Enjoy easy access to walking trails, kayaking, wildlife, and breathtaking sunsets just steps from your door. Inside, the open floor plan with soaring vaulted ceilings creates a bright and spacious feel, while the wood-burning fireplace adds warmth and character to the main living area. The split-bedroom layout offers privacy for family and guests, and the primary suite enjoys tranquil views of the pool and lanai. Step outside to your private pool and extended lanai, perfect for entertaining or relaxing year-round. Electric lanai shutters installed in 2025 provide convenience and storm protection. The two-car garage features a durable epoxy floor finish for a clean, polished look. Major updates offer peace of mind, including a new roof in 2021, A/C in 2022, water heater in 2023, garage door in 2022, and electric lanai shutters in 2025. The location is truly spectacular, just minutes from Coconut Point for premier shopping and dining, Miromar Outlets, and Hertz Arena. You are also a short drive to the white sand beaches of Bonita Beach, Barefoot Beach Preserve, and Fort Myers Beach, as well as convenient access to Southwest Florida International Airport. This home offers the perfect blend of privacy, nature, and convenience in one of Estero’s most desirable locations.

Property details

Type
SingleFamilyResidence
Year built
1988
Interior
1,976 sqft
Lot size
13,939.2 sqft
Acreage
0.32 acres
Garage
2 car
Days on market
59
Total association fees
$100/yr (~$8/mo)
CDD
None
Est. taxes (1.4%)
$6,930/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
East
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Public
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$251/sqft
Comp median
$221/sqft
Difference
+14%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
19505 EMERALD BAY 101Apr 2026$599,0003/32,060$291
4230 Pensacola AvenueFeb 2026$395,0003/31,974$200
20021 Wolfel TrailJan 2026$420,0003/21,799$233
4162 Tequesta DriveApr 2026$375,0003/21,803$208
4169 Jace CourtMay 2026$400,0003/22,137$187
19910 Coconut Harbor CircleSep 2025$595,0003/22,016$295
Average6 comps$464,000$236

Market trends — Estero

Median list
$519,950
Median $/sqft
$265
Median sold (90d)
$520,000
Avg days on market
85
Active listings
492
Median sold price · Estero
$517,500last 3 months6.2% vs $487,500 prior 3 months
Median closed price by month · Estero
13.8% MoM3% YoY
$380k$471k$563kJul ’25Jul ’26
$485,000Jul ’26 · 59 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $105,000 (17.5%) from the original list price.

May 8, 2026Sold$495,000
Apr 3, 2026Price reducedfrom $575,000$495,000
Feb 15, 2026Listed$600,000

The good, the trade-offs & the location

Pros
  • Private pool
  • 2-car garage
Consider
  • Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
6.5 mi
HealthPark Medical Center
Beach
4.3 mi
Lovers Key State Park
Airport
8.3 mi
RSW Intl (Fort Myers)
Shopping
2.2 mi
Coconut Point (Estero)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.