3 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in SATURNIA LAKES, FL
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SoldMLS# 226007102

$699,000

3 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in SATURNIA LAKES, FL

1520 Pacaya Cove, Naples, FL, 34119

3 beds3 baths2,735 sqft2 garage
GatedPickleballTennisBeach AccessFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Transcending full-time or seasonal living, this beautifully maintained residence is perfectly positioned on a coveted southern-exposure lot overlooking a lake in the amenity-rich community of Saturnia Lakes. Offering serene water views from the screened lanai and a soaring spacious interior with abundant natural light, this home blends comfort, style, and functionality in one exceptional setting. Barely lived in, this home offers newly updated lanai screening, plantation shutters in all bedrooms, the loft, and study, as well as elegant window treatments throughout. Designed with privacy in mind, the first-floor primary suite and den create a quiet retreat while upstairs, the two additional bedrooms and open family room/loft provide the perfect haven for visitors and owners alike. With an open-concept living and dining area, the layout is ideal for both relaxed everyday living and effortless entertaining. The bright kitchen is complemented by a cheerful breakfast nook — the perfect spot for casual dining, morning coffee, or lively game nights around the table. Residents of Saturnia Lakes enjoy access to a spectacular 12,000-square-foot clubhouse featuring a grand ballroom for community events, game and card rooms, arts and crafts studio, billiards, sports and dance studios, fitness center, and internet café. Outdoors, the resort-style amenities continue with a pool, lap lanes, children’s splash area, fitness park, playground, putting green, sandy beach, basketball courts, tennis and pickleball courts — and even an on-site pro! Spa-inspired locker rooms, sauna, and massage rooms truly are the icing on the cake.Conveniently located just east of I-75, this home offers a short drive to the award-winning Gulf beaches, vibrant downtown Naples, and both Southwest Florida International Airport (RSW) and Naples Airport. With abundant shopping, dining, sports, arts, and scenic trails nearby, this is Southwest Florida living at its finest.

Property details

Type
SingleFamilyResidence
Year built
2004
Interior
2,735 sqft
Lot size
21,780 sqft
Acreage
0.50 acres
Garage
2 car
Days on market
12
Total association fees
$7,396/yr (~$616/mo)
CDD
None
Est. taxes (1.4%)
$9,786/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

CableTvInternetIrrigationWaterMaintenanceGroundsRecreationFacilitiesRoadMaintenanceStreetLightsSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBasketballCourtBilliardRoomBilliardsBusinessCenterClubhouseFitnessCenterHobbyRoomLibraryPlaygroundPickleballParkPoolPuttingGreensSaunaSpaHotTubSidewalksTennisCourtsTrailsManagement
Below marketThis home is priced below comparable recent sales — a potential value.
This home
$256/sqft
Comp median
$315/sqft
Difference
-19%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1813 Senegal Date DriveOct 2025$815,0004/32,641$309
1411 Princess Sabal PointApr 2026$850,0004/32,620$324
4796 Martinique WayJul 2026$800,0004/32,541$315
Average3 comps$821,667$316

Market trends — Naples

Median list
$679,400
Median $/sqft
$371
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,190
Median sold price · Naples
$625,000last 3 months1.6% vs $635,000 prior 3 months
Median closed price by month · Naples
0.4% MoM10.1% YoY
$530k$599k$668kJul ’25Jul ’26
$627,500Jul ’26 · 361 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $29,000 (4.1%) from the original list price.

Apr 14, 2026Sold$670,000
Feb 14, 2026Listed$699,000

The good, the trade-offs & the location

Pros
  • Built 2004 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • 2-car garage
Location convenienceHigh
Hospital
5.6 mi
Physicians Regional (Naples)
Beach
6.3 mi
Vanderbilt Beach (Naples)
Airport
8.3 mi
Naples Airport
Shopping
5.4 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.