3 Bed Waterfront Home for Sale in North Fort Myers
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SoldMLS# 2026010366

$339,000

3 Bed Waterfront Home for Sale in North Fort Myers

421 Cross Street, North Fort Myers, FL, 33903

3 beds2 baths1,092 sqft1 garage
GatedBoatingWaterfront

About this home

Experience true Florida waterfront living in this beautifully maintained 3-bedroom, 2-bath home located on a quiet cul-de-sac in North Fort Myers. Situated on an irregular lot with canal frontage and direct Gulf access, this property offers comfort inside and an outdoor lifestyle that truly stands out. Inside, you’ll find a bright open layout with natural light flowing through impact glass windows and sliding doors. The kitchen features white cabinetry, island seating with four bar stools, and generous counter space. The roof was fully renovated in 2021, providing peace of mind for years to come. Laundry is conveniently located in residence. The home also includes RV and boat parking, a one-car garage, and a double driveway. Step outside to your private waterfront retreat with a paved patio, wooden deck, relaxing jacuzzi, and a beautifully lit gazebo overlooking the canal. It’s the perfect setting for entertaining or unwinding under the palms. This home is being offered partially furnished, creating a true move-in-ready experience. Included with the sale are select furnishings, décor, patio furniture, memory foam beds, TVs, and more — making this an effortless transition for a homeowner or an incredible investment opportunity, ready to generate income as a short-term rental income or vacation rental. Located near I-75, US-41, Hancock Creek Elementary, Caloosa Middle, and North Fort Myers High School.

Property details

Type
SingleFamilyResidence
Year built
1968
Interior
1,092 sqft
Lot size
10,445.688 sqft
Acreage
0.24 acres
Garage
1 car
Days on market
140
Total association fees
None
CDD
None
Est. taxes (1.4%)
$4,746/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Amenities

RvBoatStorage

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$310/sqft
Comp median
$240/sqft
Difference
+29%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
467 Stipe StreetApr 2026$350,0003/21,216$288
8150 Cleaves RoadNov 2025$302,5003/21,260$240
1021 April LaneMay 2026$255,0003/21,200$213
Average3 comps$302,500$247

Market trends, North Fort Myers

Median list
$277,750
Median $/sqft
$181
Median sold (90d)
$275,000
Avg days on market
91
Active listings
634
Median sold price · North Fort Myers
$275,000last 3 months8.3% vs $299,900 prior 3 months
Median closed price by month · North Fort Myers
2.5% MoM5.2% YoY
$240k$284k$329kJul ’25Aug ’26
$274,992Aug ’26 · 66 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Up $4,000 (1.2%) from the original list price.

Aug 11, 2026Sold$339,000
Jun 24, 2026Price increasedfrom $350,000$339,000
Feb 27, 2026Listed$335,000

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1968 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
3.6 mi
Cape Coral Hospital
Beach
15.1 mi
Fort Myers Beach
Airport
5.9 mi
Page Field (Fort Myers)
Shopping
2.8 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.