3 Bed 2 Bath Waterfront SingleFamilyResidence for Sale in GOLDEN GATE CITY, FL
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SoldMLS# 2026022279

$575,000

3 Bed 2 Bath Waterfront SingleFamilyResidence for Sale in GOLDEN GATE CITY, FL

3054 44th Street, Naples, FL, 34116

3 beds2 baths1,744 sqft2 garage
GatedBoatingWaterfront

About this home

**Never flooded**FULLY furnished** Beautifully updated masonry concrete block home located on one of the most desirable streets in Golden Gate City with no HOA and low property taxes. This 3 bedroom, 2 bathroom residence offers 1,744 sq ft of living space with a split bedroom floor plan, cathedral ceilings, tile flooring throughout, spacious living and dining areas, eat in kitchen, living room, enclosed lanai, and generously sized bedrooms and closets. The kitchen features beautiful wood cabinetry, breakfast bar seating, and included appliances such as refrigerator, microwave, washer, and dryer. The spacious primary suite includes a wardrobe room, dual sink vanity, large doorless shower, soaking bathtub for two, and separate toilet room. Enjoy waterfront canal views from the backyard with a brand new custom dock built using pressure treated, water resistant materials designed for long term durability and structural strength. Launch a kayak directly from the dock and enjoy fishing from your backyard. The property also includes mature fruit trees, gorgeous landscaping, picket canal fencing, paver pathway with fire pit area, shed, and plenty of room for a future pool as verified by pool company. Additional features include a 2 car attached garage, electric garage door opener, parking for up to 8 vehicles, central electric heating and cooling, stucco exterior, and tasteful updates totaling over $40,000. Major improvements include:New roof installed in 2017.New 4 ton Carrier 15 SEER AC system installed March 2024 with 10 KW heat.Professional interior and exterior repaint using Sherwin Williams products by Pro Walls Painting, Inc.New master bathroom vanity.Professional lanai screen replacement.Updated sprinkler system with new digital controller.Landscaping enhancements and property beautification.Fabric vertical blinds and roller shades professionally installed Permits available for roof, AC, and sprinkler system upgrades. No outstanding permits. Improvements completed to code. Masonry concrete block construction may provide insurance advantages compared to wood frame construction. Current owner receives substantial wind mitigation due to roof replacement. Low home insurance cost. Conveniently located near shopping, dining, parks, schools, and local amenities. Approximately 0.2 miles to Lavern Elementary, 0.5 miles to Golden Gate High School, and about 18 minutes to Lowdermilk Park and Naples Zoo. Partially furnished with negotiable items available separately including guest room furniture, home gym equipment, foosball table, ping pong table, dining table, outdoor furniture, main couch, TVs, entertainment unit, and garage storage cabinets.

Property details

Type
SingleFamilyResidence
Year built
2002
Interior
1,744 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
2 car
Days on market
37
Total association fees
None
CDD
None
Est. taxes (1.4%)
$8,050/yr
Flood zone (area est.)
Not available
Storm protection
Shutters
Exposure
Southeast
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Collier

Amenities

GuestSuitesPierStorageVehicleWashArea
At marketThis home is priced in line with comparable recent sales.
This home
$330/sqft
Comp median
$341/sqft
Difference
-3%

Based on the $/sqft of 10 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3036 42nd TerraceDec 2025$556,0003/21,577$353
4228 31st PlaceApr 2026$560,0003/21,937$289
4100 29th PlaceApr 2026$625,0003/21,591$393
4101 29th PlaceNov 2025$544,0003/21,658$328
3168 Tropicana BoulevardNov 2025$485,0004/21,690$287
4528 26th AvenueMay 2026$590,0004/31,650$358
Average6 comps$560,000$335

Market trends — Naples

Median list
$679,400
Median $/sqft
$371
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,190
Median sold price · Naples
$625,000last 3 months1.6% vs $635,000 prior 3 months
Median closed price by month · Naples
0.4% MoM10.1% YoY
$530k$599k$668kJul ’25Jul ’26
$627,500Jul ’26 · 361 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $35,000 (5.9%) from the original list price.

Jul 15, 2026Sold$560,000
Jun 13, 2026Price reducedfrom $585,000$575,000
May 18, 2026Listed$595,000

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Gulf access (Direct — no bridges)
  • Storm protection: Shutters
  • 2-car garage
Location convenienceHigh
Hospital
1.7 mi
Physicians Regional (Naples)
Beach
7.7 mi
Naples Pier / Beach
Airport
5.2 mi
Naples Airport
Shopping
6 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.