$675,000
3 Bed Pool Home for Sale in Cape Harbour
5609 Harbour Circle, Cape Coral, FL, 33914
About this home
PRISTINE, TURN-KEY RETREAT IN THE GATED ENCLAVE OF CAPE HARBOUR! Experience the ultimate Florida lifestyle in this immaculate 3-bedroom, 2.5-bathroom single-story residence located inside the highly coveted Gate 1 community. Meticulously maintained and offered fully turnkey-furnished, this pristine home is completely move-in ready — ideal as a primary residence, vacation home, or premium rental asset. MASSIVE FINANCIAL ADVANTAGE: Escape the soaring costs of new insurance policies! This property features a fully transferable, assumable Flood Insurance policy locked in at only $1,872 per year — saving thousands annually compared to neighboring listings. Step inside to a bright, open floor plan with 2,444 sq ft under a pristine roof, featuring a heavily updated and meticulously serviced HVAC system with mostly new components. The outdoor oasis is designed for true relaxation, with an electric-heated pool and spa, screened lanai, and lush tropical fruit trees overlooking peaceful lake views.Enjoy peace of mind with gated security and low monthly HOA fees that include full access to Cape Harbour’s world-class amenities: clubhouse, fitness center, tennis courts, and the luxury marina just a short walk or golf-cart ride away. This property is sold strictly “As-Is” for seller convenience, reflecting its pristine condition. High-value, worry-free luxury living at its finest.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1999
- Interior
- 2,444 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 332
- Total association fees
- $3,240/yr (~$270/mo)
- CDD
- None
- Est. taxes (1.4%)
- $9,450/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Shutters
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 14 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1438 SW 57th Street | Jul 2026 | $522,094 | 4/2 | 2,251 | $232 |
| 1442 SW 58th Terrace | Nov 2025 | $535,000 | 4/2 | 2,458 | $218 |
| 5412 SW 22nd Place | Mar 2026 | $815,000 | 4/2 | 2,342 | $348 |
| 2115 SW 52nd Terrace | Jun 2026 | $630,000 | 3/2 | 2,559 | $246 |
| 5314 SW 22nd Place | Mar 2026 | $830,000 | 3/2 | 2,245 | $370 |
| 1224 SW 53rd Terrace | Dec 2025 | $725,000 | 3/2 | 2,399 | $302 |
| Average | 6 comps | $676,182 | $286 |
Market trends, Cape Harbour
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $75,000 (10%) from the original list price.
| Jul 8, 2026 | Price reducedfrom $699,700 | $675,000 |
| Oct 2, 2025 | Listed | $750,000 |
The good, the trade-offs & the location
- Private pool
- Waterfront
- Storm protection: Shutters
- 2-car garage
- Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.