3 Bed Pool Home for Sale in Cape Coral
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For SaleMLS# 2026009883

$399,000

3 Bed Pool Home for Sale in Cape Coral

1018 SE 38th Street 101, Cape Coral, FL, 33904

3 beds2 baths1,273 sqft
GatedCommunity PoolBoatingWaterfront

About this home

Never Flooded! No Flood Zone! Exquisite canal front condo just off the Rubicon, offering direct access to the river with just one bridge. Approximately 15 minutes to the river. This well maintained first floor unit features a deeded dock with a brand new lift, making it ideal for boating enthusiasts. Enjoy beautiful water views from the screened lanai which adds about 110 square feet of outdoor living space. /the bright open floor plan includes three bedrooms and two baths along with a spacious kitchen featuring stainless steel appliances(2021) granite countertops and a perfect layout for entertaining. A stunning wet bar with matching granite countertop adds an elegant touch. Recent updates include HVAC(2021), hot water heater(2021), Security shutters(2023) and 13k Aluminum boat lift(2024). The community amenities are equally impressive, offering a heated pool/spa, Tiki Hut and meticulously maintained grounds. The building has been thoughtfully updated with a new Roof(2023) Fresh exterior paint(2024) and the Pool/Spa resurfaced (2025). A true waterfront retreat combining comfort, style and convenience.

Property details

Type
Condominium
Year built
2002
Interior
1,273 sqft
Lot size
6,155.028 sqft
Acreage
0.14 acres
Garage
None
Days on market
154
Total association fees
$6,180/yr (~$515/mo)
CDD
None
Est. taxes (1.4%)
$5,586/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
Yes
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

InsuranceIrrigationWaterLegalAccountingMaintenanceGroundsPestControlReserveFundTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BarbecuePicnicAreaPoolSpaHotTub

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$313/sqft
Comp median
$318/sqft
Difference
-2%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3603 SE 10th Avenue 203Jun 2026$380,0003/21,158$328
3603 SE 10th Avenue 101Mar 2026$365,0003/21,158$315
3109 SE 10th AvenueJul 2026$435,0002/21,369$318
Average3 comps$393,333$320

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $19,000 (4.5%) from the original list price.

May 27, 2026Price reducedfrom $418,000$399,000
Mar 9, 2026Listed$418,000

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Private pool
  • Waterfront
Consider
  • No garage listed
Location convenienceHigh
Hospital
3.6 mi
Cape Coral Hospital
Beach
9 mi
Fort Myers Beach
Airport
5.6 mi
Page Field (Fort Myers)
Shopping
4.8 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.