3 Bed Pool Home for Sale in Bella Terra
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For SaleMLS# 226024946

$660,000

3 Bed Pool Home for Sale in Bella Terra

20480 Torre Del Lago Street, Estero, FL, 33928

3 beds2 baths2,618 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features impact-resistant windows and doors throughout along with a whole-house Generac generator, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior. Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero’s most sought-after communities.

Property details

Type
SingleFamilyResidence
Year built
2007
Interior
2,618 sqft
Lot size
9,016.92 sqft
Acreage
0.21 acres
Garage
2 car
Days on market
49
Total association fees
$3,244/yr (~$270/mo)
CDD
Yes
Est. taxes (1.4%)
$9,240/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
Northwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
Yes
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

CableTvInternetIrrigationWaterMaintenanceGroundsPestControlStreetLights

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtClubhouseSportCourtFitnessCenterHobbyRoomLibraryPlaygroundPickleballParkPoolSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$252/sqft
Comp median
$230/sqft
Difference
+10%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
20522 Ardore LaneJan 2026$600,0004/32,557$235
20291 Torre Del Lago StreetJun 2026$590,0003/32,763$214
20905 Torre Del Lago StreetApr 2026$605,0004/32,553$237
21181 Palese DriveJul 2026$575,0004/22,572$224
21024 Torre Del Lago StreetMar 2026$689,5004/22,662$259
21017 Bella Terra BoulevardDec 2025$565,0004/32,606$217
Average6 comps$604,083$231

Market trends, Bella Terra

Median list
$529,500
Median $/sqft
$236
Median sold (90d)
$458,500
Avg days on market
23
Active listings
18
Median sold price · Bella Terra
$458,500last 3 months4.2% vs $440,000 prior 3 months
Median closed price by month · Bella Terra
7.6% MoM18.3% YoY
$375k$488k$600kJul ’25Aug ’26
$457,255Aug ’26 · 6 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2007 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Private pool
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
10.9 mi
Gulf Coast Medical Center
Beach
9.8 mi
Lovers Key State Park
Airport
6.7 mi
RSW Intl (Fort Myers)
Shopping
2.6 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.