$660,000
3 Bed Pool Home for Sale in Bella Terra
20480 Torre Del Lago Street, Estero, FL, 33928
About this home
The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features impact-resistant windows and doors throughout along with a whole-house Generac generator, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior. Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero’s most sought-after communities.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2007
- Interior
- 2,618 sqft
- Lot size
- 9,016.92 sqft
- Acreage
- 0.21 acres
- Garage
- 2 car
- Days on market
- 49
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $9,240/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- Northwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20522 Ardore Lane | Jan 2026 | $600,000 | 4/3 | 2,557 | $235 |
| 20291 Torre Del Lago Street | Jun 2026 | $590,000 | 3/3 | 2,763 | $214 |
| 20905 Torre Del Lago Street | Apr 2026 | $605,000 | 4/3 | 2,553 | $237 |
| 21181 Palese Drive | Jul 2026 | $575,000 | 4/2 | 2,572 | $224 |
| 21024 Torre Del Lago Street | Mar 2026 | $689,500 | 4/2 | 2,662 | $259 |
| 21017 Bella Terra Boulevard | Dec 2025 | $565,000 | 4/3 | 2,606 | $217 |
| Average | 6 comps | $604,083 | $231 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.