$634,900
4 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in BELLA TERRA, FL
20905 Torre Del Lago Street, Estero, FL, 33928
About this home
Prestigious and move-in ready Doral model located on a premium, corner lake lot in the exclusive Estate Section of Bella Terra. This well-maintained and exceptionally clean residence offers over 2,500 square feet of living space with a formal living and dining room, 4 bedrooms, 3 full bathrooms, and a 3-car garage. The open kitchen features wood cabinetry, granite countertops, stainless steel appliances, and neutral finishes while overlooking the spacious family room and long lake views right from the kitchen an family room. The thoughtfully designed layout includes a generous master suite with walk-in closet, and a private guest suit, ideal for visitors or multigenerational living. Some of the interior highlights include tile flooring throughout the main living areas and brand-new carpet in the bedrooms, neutral paint palet throughout, and tray ceilings. Step outside to the extended screened lanai and enjoy a very private landscape to one side, with long lake views offering both beauty and privacy. This home blends elegance, comfort, and functionality in one of Bella Terra’s most sought-after estate section. Bella Terra is nestled on 999 acres, with half the community dedicated to lakes/preserves and home to a variety of native Florida wildlife. Features include a Resort-style Clubhouse, 24-hour fitness center, activities for all ages, resort-style pool and spa, shaded children's play area, tennis courts, pickle-ball, bocce ball, sand volleyball, multi-use sports fields, tranquil butterfly garden, exercise trails and more. Call today and schedule your private showing appointment.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2010
- Interior
- 2,553 sqft
- Lot size
- 13,808.52 sqft
- Acreage
- 0.32 acres
- Garage
- 3 car
- Days on market
- 177
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- None
- Est. taxes (1.4%)
- $8,889/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Shutters
- Exposure
- Southeast
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20964 Torre Del Lago Street | Jan 2026 | $630,000 | 4/2 | 2,362 | $267 |
| 21053 Bosco Court | May 2026 | $660,000 | 4/2 | 2,362 | $279 |
| 21024 Torre Del Lago Street | Mar 2026 | $689,500 | 4/2 | 2,662 | $259 |
| 21017 Bella Terra Boulevard | Dec 2025 | $565,000 | 4/3 | 2,606 | $217 |
| Average | 4 comps | $636,125 | $256 |
Market trends — Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $69,900 (10.4%) from the original list price.
| Apr 21, 2026 | Sold | $605,000 |
| Jan 8, 2026 | Price reducedfrom $674,900 | $634,900 |
| Aug 22, 2025 | Listed | $674,900 |
The good, the trade-offs & the location
- Built 2010 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Shutters
- 3-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.