4 Bed Waterfront Home for Sale in Estero
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For SaleMLS# 226018163

$750,000

4 Bed Waterfront Home for Sale in Estero

20921 Thistle Leaf Lane, Estero, FL, 33928

4 beds4 baths2,976 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Move-in ready and never lived in, this spectacular modern contemporary residence offers the perfect blend of luxury, space, and privacy. Thoughtfully designed with an expansive open-concept layout, this newly constructed two-story home features 4 bedrooms, 4 bathrooms, and a versatile loft—ideal for a home office, media room, or additional living space. Positioned on a premium lakefront lot within the highly sought-after Rivercreek community, the home delivers serene water views and exceptional backyard potential, with ample space to design your own private outdoor oasis—perfect for a future resort-style pool and spa. Inside, the home showcases a bright and airy floor plan with seamless flow between living, dining, and kitchen areas—ideal for both everyday living and entertaining. Modern contemporary finishes and clean architectural lines create a sophisticated yet comfortable atmosphere throughout. Residents of Rivercreek enjoy world-class resort-style amenities paired with low HOA fees, offering an unmatched lifestyle in one of Southwest Florida’s most desirable locations. Conveniently located near premier shopping, fine dining, entertainment, and Gulf Coast beaches, with easy access to Estero, Bonita Springs, Naples, and Fort Myers. A rare opportunity to own a brand-new, never lived in before, luxury home in an exceptional Rivercreek neighborhood !

Property details

Type
SingleFamilyResidence
Year built
2024
Interior
2,976 sqft
Lot size
5,823.972 sqft
Acreage
0.13 acres
Garage
2 car
Days on market
108
Total association fees
$4,512/yr (~$376/mo)
CDD
Yes
Est. taxes (1.4%)
$10,500/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

IrrigationWaterMaintenanceGroundsPestControlRecreationFacilitiesReserveFundStreetLightsSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtBikeStorageBusinessCenterCabanaClubhouseFitnessCenterHobbyRoomBarbecuePicnicAreaPlaygroundPickleballParkPoolSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$252/sqft
Comp median
$254/sqft
Difference
-1%

Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
12668 Caballo CourtNov 2025$759,9004/42,909$261
12667 Caballo CourtOct 2025$779,9003/43,004$260
12614 Alderson AvenueMar 2026$759,9003/43,004$253
12620 Alderson AvenueMar 2026$765,0003/43,004$255
21053 Teak Tree TerraceDec 2025$739,9004/42,909$254
20703 Fair Oak LaneJan 2026$700,9004/42,909$241
Average6 comps$750,917$254

Market trends, Estero

Median list
$514,950
Median $/sqft
$265
Median sold (90d)
$525,000
Avg days on market
89
Active listings
464
Median sold price · Estero
$525,000last 3 months5.2% vs $499,000 prior 3 months
Median closed price by month · Estero
3.3% MoM3.2% YoY
$380k$471k$563kJul ’25Aug ’26
$480,000Aug ’26 · 77 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $25,000 (3.2%) from the original list price.

Aug 2, 2026Price reducedfrom $765,000$750,000
May 9, 2026Listed$775,000

The good, the trade-offs & the location

Pros
  • Built 2024 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
10.4 mi
Gulf Coast Medical Center
Beach
9 mi
Lovers Key State Park
Airport
6.7 mi
RSW Intl (Fort Myers)
Shopping
1.7 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.