4 Bed Waterfront Home for Sale in Estero
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For SaleMLS# 225070049

$745,000

4 Bed Waterfront Home for Sale in Estero

20885 Thistle Leaf Lane, Estero, FL, 33928

4 beds4 baths2,909 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Move-in ready spectacular modern contemporary spacious home. Luxury newly built, never lived in before, 4 bedroom, 4 bathroom + loft, open floor plan, two story home situated on a lake view lot at luxurious Rivercreek community, that offers World Class amenities and low HOA dues. Property with a a lot of privacy and plenty of room in the back of the house to build a future swimming pool and jacuzzi, if desired by the future homeowner at his/hers/their expense.

Property details

Type
SingleFamilyResidence
Year built
2024
Interior
2,909 sqft
Lot size
5,823.972 sqft
Acreage
0.13 acres
Garage
2 car
Days on market
337
Total association fees
$4,512/yr (~$376/mo)
CDD
Yes
Est. taxes (1.4%)
$10,430/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

IrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesRoadMaintenanceStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtBikeStorageCabanaClubhouseFitnessCenterHobbyRoomPlaygroundPickleballPoolSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$256/sqft
Comp median
$254/sqft
Difference
+1%

Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
12668 Caballo CourtNov 2025$759,9004/42,909$261
12667 Caballo CourtOct 2025$779,9003/43,004$260
12614 Alderson AvenueMar 2026$759,9003/43,004$253
12620 Alderson AvenueMar 2026$765,0003/43,004$255
20184 Camellia Crosse LaneMay 2026$660,0004/42,976$222
21053 Teak Tree TerraceDec 2025$739,9004/42,909$254
Average6 comps$744,100$251

Market trends, Estero

Median list
$514,950
Median $/sqft
$265
Median sold (90d)
$525,000
Avg days on market
89
Active listings
464
Median sold price · Estero
$525,000last 3 months5.2% vs $499,000 prior 3 months
Median closed price by month · Estero
3.3% MoM3.2% YoY
$380k$471k$563kJul ’25Aug ’26
$480,000Aug ’26 · 77 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $5,000 (0.7%) from the original list price.

Jun 19, 2026Price reducedfrom $750,000$745,000
Sep 10, 2025Listed$750,000

The good, the trade-offs & the location

Pros
  • Built 2024 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
10.4 mi
Gulf Coast Medical Center
Beach
9 mi
Lovers Key State Park
Airport
6.6 mi
RSW Intl (Fort Myers)
Shopping
1.7 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.