3 Bed Pool Home for Sale in St James City
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For SaleMLS# 2026000121

$865,000

3 Bed Pool Home for Sale in St James City

3446 Pinetree Drive, St James City, FL, 33956

3 beds2 baths1,781 sqft2 garage
GatedBoatingWaterfront

About this home

Effortless luxury meets true Gulf access—without a single bridge in sight. Located on the PERFECTLY named Manatee Canal, where dolphins and manatees play, this professionally remodeled 3 bedroom waterfront residence on Pinetree Drive delivers DIRECT, deep-water access to the Gulf, complete with a covered boat lift and private kayak launch - a boaters dream! Super curb appeal on this oversized lot with extended driveway and additional parking across the street! Meticulously cared for and it shows both in and out of the home. Inside, the home showcases refined coastal elegance with neutral flooring throughout, a stunning chef’s kitchen featuring shaker-style cabinetry, a large open island, Jennair appliances and quartz countertops - its a beauty! Cornerstone did the remodel and it is spectacular! Filled with abundant natural lighting, luxury upgrades and thoughtfully designed to create a seamless blend of comfort and sophistication, this home flows and is the perfect size with spacious rooms and neutral colors! The outdoors is a DREAM - an EXTRAORDINARY maintenance-free entertainment oasis awaits—multi patios fully pavered and purpose-built for hosting, with multiple patios, a resort-style pool and stand alone spa, and a fully equipped outdoor kitchen - perfect to hang out with friends and enjoy the amazing paradise that surrounds you. A large fenced side yard, oversized lot, and additional parking across the street add rare convenience. Set in one of St. James City’s most desirable waterfront communities, this exceptional property offers the ultimate Pine Island lifestyle—plus the rare advantage of an ASSUMABLE 2.75% loan. There are so many additional special features such as a community boat ramp, a 17 mile biking/walking path, boating or walking to multiple restaurants and marinas - you are so close to days of adventures exploring the waters and the incredible islands that surround you. St. James offers a vibrant lifestyle where you can live your best life! If you are looking for more than just an ordinary home you have found it! ASSUMABLE FLOOD INSURANCE OF $1,529 a year!

Property details

Type
SingleFamilyResidence
Year built
1997
Interior
1,781 sqft
Lot size
14,853.96 sqft
Acreage
0.34 acres
Garage
2 car
Days on market
185
Total association fees
$150/yr (~$13/mo)
CDD
None
Est. taxes (1.4%)
$12,110/yr
Flood zone (area est.)
Not available
Storm protection
Shutters
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
Yes
Natural gas
No
Water
Public
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Amenities

BoatRamp
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3527 Manatee DriveMar 2026$670,0003/21,782$376
3247 Manatee DriveSep 2025$960,0003/21,865$515
Average2 comps$815,000$446

Market trends, St James City

Median list
$429,000
Median $/sqft
$317
Median sold (90d)
$440,000
Avg days on market
148
Active listings
101
Median sold price · St James City
$442,500last 3 months16.4% vs $380,000 prior 3 months
Median closed price by month · St James City
20.6% MoM30.2% YoY
$215k$420k$625kJul ’25Aug ’26
$436,500Aug ’26 · 18 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $10,000 (1.1%) from the original list price.

Jul 10, 2026Price reducedfrom $870,000$865,000
Jan 6, 2026Listed$875,000

The good, the trade-offs & the location

Pros
  • Private pool
  • Waterfront
  • Storm protection: Shutters
  • 2-car garage
Consider
  • Built 1997 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
10.8 mi
Cape Coral Hospital
Beach
6.9 mi
Sanibel Island
Airport
14 mi
Page Field (Fort Myers)
Shopping
11.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.