3 Bed Waterfront Home for Sale in Cape Coral
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SoldMLS# 2026003931

$299,900

3 Bed Waterfront Home for Sale in Cape Coral

3736 SE 12th Avenue 101, Cape Coral, FL, 33904

3 beds2 baths1,348 sqft
GatedBoatingCommunity Pool55+Waterfront

About this home

Turnkey, first-floor end-unit condo sits on the Rubicon Canal with beautiful water views and quick Gulf access (just one bridge!). Fully furnished and move-in ready, this 3 bedroom, 2 bath gem features a bright, open layout with a coastal kitchen showcasing white shaker cabinets, quartz countertops, stainless appliances, and a farmhouse sink. The living space is light and airy with sliding glass doors overlooking the water, while the split-bedroom floor plan offers privacy for guests and a spacious primary suite with lanai access, walk-in closet, and updated en-suite bath. The expansive lanai is complete with a wet bar and mini fridge, making it perfect for morning coffee or sunset cocktails as boats cruise by. Located in Rubicon Vista, a desirable 55+ community, enjoy a heated pool, boat docks (first come, first served), storage for beach gear, electric hurricane shutters, and low-maintenance tile and laminate flooring throughout. No pets, but plenty of perks! Just bring your flip-flops and start living the Florida lifestyle.

Property details

Type
Condominium
Year built
1984
Interior
1,348 sqft
Lot size
4,913.568 sqft
Acreage
0.11 acres
Garage
None
Days on market
68
Total association fees
$7,636/yr (~$636/mo)
CDD
None
Est. taxes (1.4%)
$4,199/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceMaintenanceGroundsPestControlReserveFundSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBoatRampBarbecuePicnicAreaPoolStorageManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$222/sqft
Comp median
$210/sqft
Difference
+6%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3722 SE 12th Avenue 1AApr 2026$255,5002/21,294$197
3810 SE 12th PlaceNov 2025$275,0003/21,311$210
3819 SE 12th AvenueApr 2026$270,0003/21,420$190
1215 SE 37th LaneMay 2026$270,0002/21,267$213
1210 SE 34th TerraceMay 2026$295,0003/21,306$226
Average5 comps$273,100$207

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$384,999
Avg days on market
92
Active listings
2,482
Median sold price · Cape Coral
$384,999last 3 months6.9% vs $360,000 prior 3 months
Median closed price by month · Cape Coral
3.9% MoM4.3% YoY
$340k$365k$390kJul ’25Sep ’26
$364,995Sep ’26 · 50 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $19,900 (6.6%) from the original list price.

Jun 9, 2026Sold$280,000
Jan 28, 2026Listed$299,900

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
Consider
  • Built 1984 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
  • 55+ age-restricted community
Location convenienceHigh
Hospital
3.6 mi
Cape Coral Hospital
Beach
9 mi
Fort Myers Beach
Airport
5.5 mi
Page Field (Fort Myers)
Shopping
4.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.