$1,295,000
3 Bed Waterfront Home for Sale in Cape Coral
4235 SE 20th Place A405, Cape Coral, FL, 33904
About this home
COMPETITIVE SELLER FINANCING OFFERED! Experience luxury waterfront living in Paradise Pointe, one of Cape Coral's premier gated riverfront communities. This beautifully maintained 3-bedroom, 3.5-bath residence offers breathtaking sunrise views and expansive vistas of the mile-wide Caloosahatchee River from the spacious living and dining areas, and or the 450 feet of wrap around screened balcony. Designed for comfort and elegance, the floor plan features generously sized en suite bedrooms, an open-concept living space, convenient elevator access, and secure under-building parking. The spacious primary suite features a custom quartz rock-finished shower, and two oversized walk-in closets complete with built-in cabinetry and drawer storage. A rare and highly desirable feature is the approximately 625-square-foot private bonus room that conveys with the sale. Complete with a bar, sink, and two mini refrigerators, this versatile space is ideal for entertaining, a home office, fitness studio, game room, or creative retreat. Boating enthusiasts will appreciate the private boat dock and lift, also included with the property, offering convenient access to the Caloosahatchee River and the Gulf of Mexico. Residents enjoy exceptional community amenities, including a resort-style pool, lap pool, hot tub, and beautifully landscaped grounds. Adjacent to Paradise Pointe, Jaycee Park enhances the waterfront lifestyle with a scenic riverfront boardwalk, an inclusive playground, splash pad, and open green spaces for recreation, relaxation, and community events along the Caloosahatchee River. Ideally located near shopping, dining, entertainment, and healthcare facilities.
Property details
- Type
- Condominium
- Year built
- 2001
- Interior
- 3,563 sqft
- Lot size
- 12,423.312 sqft
- Acreage
- 0.29 acres
- Garage
- 1 car
- Days on market
- 24
- Total association fees
- $10,207/yr (~$851/mo)
- CDD
- None
- Est. taxes (1.4%)
- $18,130/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- Southeast
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3611 SE 21st Place | Sep 2025 | $1,323,000 | 4/3 | 3,697 | $358 |
| 3102 SE 22nd Avenue | Aug 2026 | $1,340,000 | 3/3 | 3,421 | $392 |
| Average | 2 comps | $1,331,500 | $375 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors
- Built 2001 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- Higher association fees (~$10,207/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.