$479,000
3 Bed Waterfront Home for Sale in Cape Coral
1629 SE 12th Street, Cape Coral, FL, 33990
About this home
An affordable home in an excellent central location, featuring 3 bedrooms and 2 bathrooms. All assessment fees have been paid; the home offers a spacious living room filled with natural light and ceramic tile flooring throughout. The master room provides direct access to the covered terrace (*lanai*). The master bedroom is very spacious and includes a large closet. Enjoy a peaceful canal view and a spacious backyard.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1984
- Interior
- 1,868 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 63
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,706/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1102 SE 14th Terrace | Jan 2026 | $435,000 | 3/2 | 2,026 | $215 |
| 608 SE 20th Place | Sep 2025 | $440,000 | 3/2 | 1,936 | $227 |
| 2302 SE 15th Terrace | Dec 2025 | $460,000 | 3/2 | 1,725 | $267 |
| Average | 3 comps | $445,000 | $236 |
Market trends, Island Cove of Cape Coral (Pondella)
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $20,000 (4%) from the original list price.
| Aug 22, 2026 | Price reducedfrom $485,000 | $479,000 |
| Jun 20, 2026 | Listed | $499,000 |
The good, the trade-offs & the location
- Gulf access (Direct — no bridges)
- 2-car garage
- Built 1984 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.