$385,000
3 Bed Waterfront Home for Sale in Terra Vista
3786 Costa Maya Way 201, Estero, FL, 33928
About this home
This gorgeous 3 bedroom, 2 bath carriage home sits in the gated community of Terra Vista. The condo features a spacious 2,139 sqft open floor-plan that includes a large loft, with views of the lake centered throughout the home. This property is private and secluded, with the screened balcony overlooking the lake bringing a tranquil feel to the home. The property features a 2-car garage along with a number of improvements, including new impact windows, upgraded vinyl flooring, a new shingle roof, as well as fresh exterior paint and new landscaping. Terra Vista is a quaint, gated community offering residents access to a private clubhouse and community pool, all in a prime location just minutes from Southwest Florida’s most sought-after destinations, including beaches, RSW International Airport, Coconut Point, Miromar Outlets, Gulf Coast Town Center, and an abundance of dining and shopping options. This home seamlessly blends peaceful, lakefront living with the accessibility and lifestyle amenities that define Southwest Florida.
Property details
- Type
- Condominium
- Year built
- 2007
- Interior
- 2,139 sqft
- Lot size
- 6,316.2 sqft
- Acreage
- 0.14 acres
- Garage
- 2 car
- Days on market
- 96
- Total association fees
- $7,044/yr (~$587/mo)
- CDD
- None
- Est. taxes (1.4%)
- $5,390/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4191 Pensacola Avenue | Apr 2026 | $365,000 | 3/2 | 2,025 | $180 |
| 4230 Pensacola Avenue | Feb 2026 | $395,000 | 3/3 | 1,974 | $200 |
| 4240 Pensacola Avenue 1202 | Aug 2026 | $350,000 | 3/3 | 1,974 | $177 |
| Average | 3 comps | $370,000 | $186 |
Market trends, Estero
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $25,000 (6.1%) from the original list price.
| Aug 8, 2026 | Price reducedfrom $395,000 | $385,000 |
| May 4, 2026 | Listed | $410,000 |
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.