$499,900
3 Bed Waterfront Home for Sale in Bella Terra
21699 Belvedere Lane, Estero, FL, 33928
About this home
Welcome to 21699 Belvedere Lane in the highly desirable active community of Bella Terra! This completely remodeled 3-bedroom plus den, 2-bath home showcases modern upgrades and stylish finishes throughout. Luxury vinyl tile flooring runs throughout the home, complemented by plantation shutters and thoughtful design details. The fully updated kitchen features granite countertops, a large center island, beautiful tile backsplash, stainless steel appliances including a 2023 refrigerator and 2023 microwave, a wine refrigerator/cooler, and barn doors leading to the pantry. The spacious primary suite offers quartz countertops in the bathroom, updated tile in the walk-in shower, LVT flooring, and an additional custom closet system. Additional improvements include washer and dryer (2023), A/C (2023), hot water heater (2025), and accordion shutters for added storm protection and peace of mind. Enjoy peaceful water views from the screened lanai, perfect for relaxing or entertaining. Bella Terra offers resort-style amenities including a clubhouse, pool and spa, fitness center, tennis, pickleball, basketball, playground, and more. This move-in ready home combines modern luxury, functional living space, and exceptional community amenities.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2010
- Interior
- 2,034 sqft
- Lot size
- 7,579.44 sqft
- Acreage
- 0.17 acres
- Garage
- 2 car
- Days on market
- 71
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $6,999/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Shutters
- Exposure
- Northeast
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 21615 Belvedere Lane | Nov 2025 | $555,000 | 3/2 | 2,034 | $273 |
| 13593 Messino Court | Jul 2026 | $540,000 | 4/3 | 2,032 | $266 |
| 13606 Messino Court | Jun 2026 | $474,900 | 4/3 | 2,032 | $234 |
| 21730 Bella Terra Boulevard | Nov 2025 | $545,000 | 4/3 | 2,234 | $244 |
| 21116 Bella Terra Boulevard | Sep 2025 | $550,000 | 4/3 | 2,032 | $271 |
| Average | 5 comps | $532,980 | $258 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $50,000 (9.2%) from the original list price.
| Jun 23, 2026 | Sold | $495,000 |
| Apr 9, 2026 | Price reducedfrom $524,900 | $499,900 |
| Feb 16, 2026 | Listed | $545,000 |
The good, the trade-offs & the location
- Built 2010 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Shutters
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.