$750,000
3 Bed Waterfront Home for Sale in Estero
20321 Fair Oak Lane, Estero, FL, 33928
About this home
One or more photo(s) has been virtually staged, AI generated or rendered. One or more photo(s) has been virtually staged, AI generated or rendered. WHERE EVERY SUNSET FEELS LIKE A PRIVATE SHOWING Some homes check every box. Others make you pause the moment you walk through the door. 20321 Fair Oak Lane does both. Welcome to this beautifully appointed waterfront home in RiverCreek, Estero, Florida, where sophisticated design, peaceful lake views, and resort-style living come together. Featuring the desirable Modern Canyon floor plan, this move-in-ready residence offers 3 bedrooms plus a private den, 3 full bathrooms, designer-selected finishes, and an open-concept layout designed for both everyday comfort and effortless entertaining. The setting is truly special. Perfectly positioned on a premium waterfront homesite, the screened lanai overlooks the lake and captures spectacular Southwest Florida sunsets. Start your morning with coffee by the water, enjoy dinner with a view, or unwind as the sky changes color over the lake. This is the indoor-outdoor Florida lifestyle buyers dream about. Inside, natural light fills the spacious open floor plan. The gourmet kitchen serves as the heart of the home and flows seamlessly into the dining area and expansive great room, creating an inviting gathering space for family and friends. The private den adds valuable flexibility and can easily serve as a home office, media room, study, or additional guest space. Thoughtful features enhance both style and peace of mind, including impact-resistant windows throughout, a concrete tile roof, brick paver driveway, professional landscaping, screened lanai, and carefully selected designer finishes. Every detail complements the home's modern aesthetic while creating comfortable, low-maintenance living. Beyond your front door, RiverCreek in Estero offers an exceptional resort-inspired lifestyle. Residents enjoy a spectacular clubhouse, resort-style pool, fitness center, tennis courts, pickleball courts, indoor and outdoor gathering areas, and an active social calendar. Whether your ideal day includes a workout, a friendly match, relaxing poolside, or connecting with neighbors, RiverCreek offers something for everyone. Location is another standout feature. Situated in the heart of Estero, FL, this waterfront home is convenient to Coconut Point, Miromar Outlets, Southwest Florida International Airport (RSW), Gulf Coast beaches, shopping, dining, entertainment, and many of Southwest Florida's most popular destinations. For buyers searching for a luxury waterfront home for sale in Estero, Florida, 20321 Fair Oak Lane offers an outstanding combination of modern design, lakefront views, resort-style amenities, and a highly desirable Southwest Florida location. **Move-in ready, impeccably maintained, and perfectly positioned for unforgettable sunsets—this is RiverCreek living at its best.**
Property details
- Type
- SingleFamilyResidence
- Year built
- 2024
- Interior
- 2,135 sqft
- Lot size
- 5,784.768 sqft
- Acreage
- 0.13 acres
- Garage
- 2 car
- Days on market
- 55
- Total association fees
- $4,632/yr (~$386/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $10,500/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- Yes
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 12 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 12801 Springbrook Court | Apr 2026 | $624,900 | 3/3 | 2,193 | $285 |
| 12797 Springbrook Court | Mar 2026 | $635,900 | 3/3 | 2,193 | $290 |
| 12642 Caballo Court | Jan 2026 | $635,900 | 3/3 | 2,135 | $298 |
| 21054 Teak Tree Terrace | Oct 2025 | $635,900 | 3/3 | 2,193 | $290 |
| 20613 Wildcat Run Drive | Mar 2026 | $575,000 | 2/2 | 2,115 | $272 |
| 12662 Alderson Avenue | Sep 2025 | $635,900 | 3/3 | 2,193 | $290 |
| Average | 6 comps | $623,917 | $288 |
Market trends, Estero
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2024 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.