3 Bed Waterfront Home for Sale in Estero
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For SaleMLS# 226029191

$750,000

3 Bed Waterfront Home for Sale in Estero

20534 Fair Oak Lane, Estero, FL, 33928

3 beds3 baths2,135 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. Set against serene lake views with southeast exposure, this 2024-built Canyon floor plan delivers refined modern living in the gated community of Rivercreek in Estero. Spanning 2,135 square feet, the residence offers 3 bedrooms plus a den and 3 full baths, finished with care throughout. Neutral tile flooring flows beneath abundant recessed lighting, while the kitchen makes a statement with gold pendant fixtures and hardware, quartz countertops, and crisp white cabinetry. The primary suite is generously scaled, appointed with an expansive double vanity and two walk-in closets. Four-pane sliders open to a screened lanai, framing tranquil water views and inviting seamless indoor-outdoor living. Impact windows and natural gas round out a home built for both comfort and lasting quality. Rivercreek is defined by its limited collection of homes, cultivating an elevated, true neighborhood feel rarely found in larger developments. This lifestyle community centers on fitness and active living, with amenities that include a clubhouse, resort-style community pool, fitness center, and courts for pickleball, tennis, bocce, basketball, and volleyball, along with billiards and a community park. Positioned in the heart of Estero, the home places residents moments from the upscale shopping and dining of Coconut Point and Miromar Outlets, top-rated golf, and the white-sand beaches of Bonita Springs and Fort Myers. With Southwest Florida International Airport just a short drive away, both everyday convenience and coastal escape are always within reach. One or more photo(s) has been virtually staged, AI generated or rendered.

Property details

Type
SingleFamilyResidence
Year built
2024
Interior
2,135 sqft
Lot size
7,322.436 sqft
Acreage
0.17 acres
Garage
2 car
Days on market
0
Total association fees
$4,632/yr (~$386/mo)
CDD
Yes
Est. taxes (1.4%)
$10,500/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
Southeast
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructureRecreationFacilitiesSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtBilliardRoomBilliardsCabanaClubhouseSportCourtFitnessCenterBarbecuePicnicAreaPlaygroundPickleballParkPoolSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$351/sqft
Comp median
$290/sqft
Difference
+21%

Based on the $/sqft of 12 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
20613 Wildcat Run DriveMar 2026$575,0002/22,115$272
12662 Alderson AvenueSep 2025$635,9003/32,193$290
20785 Fair Oak LaneSep 2025$635,9003/32,193$290
21013 Teak Tree TerraceSep 2025$635,9003/32,135$298
12797 Springbrook CourtMar 2026$635,9003/32,193$290
12801 Springbrook CourtApr 2026$624,9003/32,193$285
Average6 comps$623,917$288

Market trends, Estero

Median list
$519,900
Median $/sqft
$264
Median sold (90d)
$512,500
Avg days on market
87
Active listings
468
Median sold price · Estero
$512,500last 3 months2.5% vs $500,000 prior 3 months
Median closed price by month · Estero
2.4% MoM9.2% YoY
$380k$471k$563kJul ’25Aug ’26
$508,000Aug ’26 · 35 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2024 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
10.5 mi
Gulf Coast Medical Center
Beach
8.9 mi
Lovers Key State Park
Airport
6.8 mi
RSW Intl (Fort Myers)
Shopping
1.7 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.