$414,900
3 Bed Waterfront Home for Sale in Bella Terra
20479 Larino Loop, Estero, FL, 33928
About this home
This beautiful twin townhome is move-in ready and waiting for you! Offering over 2,200 sq. ft. of living space, this spacious home features 3 bedrooms, 2.5 baths, and a large upstairs loft—perfect for a home office, separate family room, movie room, or playroom. The big-ticket items have already been taken care of, including a NEWER ROOF and Newer A/C System, both installed in 2023. The first floor features beautifully tiled floors, upgraded baseboards and crown molding, along with an upgraded kitchen featuring beautiful cabinetry and quartz countertops. Neutral interior tones throughout, upgraded laminate wood flooring in the bedrooms, custom tile work in the bathrooms, and numerous additional upgrades add to the appeal of this well-maintained home. The spacious master suite is sure to impress, featuring a tray ceiling, an upgraded and spacious bathroom, and an enormous walk-in closet. Enjoy the extended lanai, perfect for entertaining or relaxing while taking in beautiful lake views. Travertine pavers complete this wonderful outdoor living space. You won’t find a better value in Estero for this amount of living space and low HOA fees! Bella Terra is nestled on 999 acres, with approximately half of the community dedicated to lakes and preserves and home to a variety of native Florida wildlife. Residents enjoy an impressive array of amenities, including a resort-style clubhouse, 24-hour fitness center, activities for all ages, resort-style pool and spa, shaded children’s play area, tennis courts, pickleball, bocce ball, sand volleyball, multi-use sports fields, a tranquil butterfly garden, exercise trails, and more And the best part? Low HOA fees!
Property details
- Type
- Townhouse
- Year built
- 2007
- Interior
- 2,255 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $4,188/yr (~$349/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,809/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20468 Larino Loop | Jul 2026 | $395,000 | 3/2 | 2,282 | $173 |
| 20492 Larino Loop | Dec 2025 | $390,000 | 3/2 | 2,255 | $173 |
| 20516 Larino Loop | Nov 2025 | $385,000 | 3/2 | 2,255 | $171 |
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| 20555 Larino Loop | Apr 2026 | $377,000 | 3/2 | 2,253 | $167 |
| 20032 Larino Loop | Jun 2026 | $450,000 | 3/2 | 2,282 | $197 |
| Average | 6 comps | $403,667 | $178 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.