$299,900
3 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in ISLAND PARK WOODS, FL
6118 Montego Bay Loop, Fort Myers, FL, 33908
About this home
LAKEFRONT LIVING IN SOUTH FORT MYERS. This light and open 3-bedroom, 3-bath home sits in a quiet, secluded neighborhood and offers peaceful water views, soaring ceilings, and a flexible layout designed for comfort. Recent updates include a newer water heater installed in 2023, a new roof completed in 2024, new siding in 2018, and side gutters added in 2023. Nearly all windows are impact rated with only one non-impact window remaining, and the large slider is hurricane strength for added peace of mind. The home offers two primary suites. One is located on the main level for convenience, while the entire top floor serves as a private primary suite with vaulted ceilings, generous closet space, and a full bath, providing maximum privacy. An additional guest bedroom and full bath complete the layout. Interior features include granite countertops, stainless steel appliances, hardwood floors upstairs, tile on the main level, and fresh neutral colors. Step outside to your private paver patio overlooking the lake and fountain, a perfect setting for morning coffee or outdoor entertaining. Tropical landscaping surrounds the home, adding beauty and privacy. Island Park Woods is an easy Gulf-access boating community with its own private boat ramp. Residents also have access to boat storage for rent, a community pool, and scenic walking areas along the lakes. From the community boat ramp, enjoy Gulf access with an approximate 20-minute ride down the 10-mile canal to open water. This sought-after South Fort Myers location places you minutes from the SWFL International Airport, Florida Gulf Coast University, golf courses, shopping, restaurants, and some of the most beautiful sugar sand beaches Florida has to offer. Low HOA dues make it even more appealing. Call today for your private showing. PID# 12-46-24-21-0000E.0040
Property details
- Type
- SingleFamilyResidence
- Year built
- 1989
- Interior
- 1,626 sqft
- Lot size
- 4,356 sqft
- Acreage
- 0.10 acres
- Garage
- 2 car
- Days on market
- 46
- Total association fees
- $1,860/yr (~$155/mo)
- CDD
- None
- Est. taxes (1.4%)
- $4,199/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 17585 Taylor Drive | Nov 2025 | $284,000 | 3/2 | 1,598 | $178 |
| 6301 Key Biscayne Boulevard | Jul 2025 | $320,000 | 3/2 | 1,572 | $204 |
| 17630 Heron Lane | Jul 2026 | $263,500 | 2/2 | 1,558 | $169 |
| Average | 3 comps | $289,167 | $184 |
Market trends — Island Park
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $49,900 (16.6%) from the original list price.
| Jan 27, 2026 | Sold | $250,000 |
| Nov 12, 2025 | Listed | $299,900 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
- Built 1989 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.