3 Bed Waterfront Home for Sale in Harborage, FL, $879,900
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For SaleMLS# 2026032480

$879,900

3 Bed Waterfront Home for Sale in Harborage, FL, $879,900

5160 Harborage Drive, Fort Myers, FL, 33908

3 beds2 baths2,459 sqft2 garage
GatedPickleballTennisBoatingBeach AccessClubhouseCommunity PoolWaterfront

About this home

Paradise found! Huge price reduction by motivated sellers. Seller financing available. LAKEFRONT and Direct GULF Access inside a gated community! One of the most unique communities in SWFL because of all it offers. Not only will you love the spectacular water views from this lakefront home, but the two spring-fed lakes are ideal for boating, kayaking, fishing, water skiing, swimming, and much more. Additionally, all residents have GULF ACCESS via a private boat ramp inside the community. The home is Upscale and immaculately maintained and is being sold furnished, 2459 Sq Ft of living area, and features 3 bedrooms, an office/den (which used to be a bedroom), two full baths, high ceilings, 8ft sliders, impact windows, electronic roll down screens on lanai, screened lanai with custom built outdoor kitchen/bar with a pizza oven, perfect for entertaining. Sandy beach in backyard. The living room and kitchen areas are all glass/window to provide a view of the lake that extends out over 1300 feet. The guest bedrooms are ensuite, perfect for guests, nanny, or MIL suite. The office/den is right off of the master and could be used as a nursery or bedroom. Recently renovated and updated with a NEW AC system installed in May 2024. The home sits mid-center on the lake for the best water views, and it is one of the few homes in the Harborage with no homes/buildings across the street. Mature landscaping with palm trees, fruit bearing trees and plants. The community has two lakes for all types of on the water fun. Step right out the back and you can swim, water-ski, jet-ski, knee-board, fish, and kayak, all right from your own yard. Plus all residents have Gulf access via the community boat ramp located in the community boat storage yard. Cruise down Mullock creek to Estero Bay, Fort Myers Beach etc. Great back bay fishing, or head out to the Gulf. There's a new clubhouse, community pool, tennis and pickleball courts, picnic tables, and a child's playground. Boat ramps to both lakes are conveniently in the center of community. Boat storage included. Convenient location: quick drive to beautiful beaches, as well as retail, restaurants, and the airport.

Property details

Type
SingleFamilyResidence
Year built
1991
Interior
2,459 sqft
Lot size
15,681.6 sqft
Acreage
0.36 acres
Garage
2 car
Days on market
0
Total association fees
$4,000/yr (~$333/mo)
CDD
None
Est. taxes (1.4%)
$12,319/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors, Shutters
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

RecreationFacilitiesSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBoatDockBoatRampClubhousePickleballParkPoolRvBoatStorageTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$358/sqft
Comp median
$310/sqft
Difference
+15%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
5411 Harborage DriveJun 2026$720,0004/22,374$303
5816 Park RoadOct 2025$820,0003/22,322$353
19723 Estero Pointe LaneFeb 2026$705,0003/32,275$310
Average3 comps$748,333$322

Market trends — Fort Myers

Median list
$324,918
Median $/sqft
$212
Median sold (90d)
$331,000
Avg days on market
97
Active listings
2,591
Median sold price · Fort Myers
$330,500last 3 months0.2% vs $330,000 prior 3 months
Median closed price by month · Fort Myers
2.5% MoM3.7% YoY
$317k$348k$380kJul ’25Jul ’26
$316,750Jul ’26 · 272 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors, Shutters
  • 2-car garage
Consider
  • Built 1991 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
4.1 mi
HealthPark Medical Center
Beach
6.4 mi
Lovers Key State Park
Airport
6.7 mi
RSW Intl (Fort Myers)
Shopping
3.4 mi
Gulf Coast Town Center

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.