3 Bed Waterfront Home for Sale in Marco Island
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For SaleMLS# 226032063

$690,000

3 Bed Waterfront Home for Sale in Marco Island

295 Waterside Circle 101, Marco Island, FL, 34145

3 beds2 baths1,750 sqft2 garage
GatedPickleballTennisFitness CenterClubhouseCommunity PoolWaterfront

About this home

Discover the space, comfort, and potential of this highly desirable 3-bedroom, 2-bath condo offering approximately 1,750 sq. ft. of living space, a 2-car garage, and beautiful lake views. With generous closet space throughout, plus additional storage in the oversized 2-car garage, this residence offers the rare combination of condo convenience with the space and functionality of a home. Located in a private, gated community with resort-style amenities, this spacious residence provides plenty of room for family and guests. The open layout and generous room sizes offer an excellent opportunity to add your personal style and updates while creating your own island retreat. Enjoy peaceful lake views and an exceptional amenity package featuring a pool, clubhouse, spa, sauna, tennis, bocce ball, and pickleball courts. Whether you're looking for a seasonal getaway, full-time residence, or investment opportunity, this property offers tremendous potential in a desirable Marco Island location. Conveniently located near Marco Island's beautiful beaches, dining, shopping, and local attractions, this is an opportunity to enjoy the island lifestyle with the added benefit of space, storage, and easy-care condo living.

Property details

Type
Attached
Year built
1998
Interior
1,750 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
0
Total association fees
$13,596/yr (~$1,133/mo)
CDD
None
Est. taxes (1.4%)
$9,660/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

CableTvInternetIrrigationWaterMaintenanceGroundsMaintenanceStructurePestControlRecreationFacilitiesReserveFundSewerTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

ClubhouseFitnessCenterPickleballPoolSaunaSpaHotTubTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$394/sqft
Comp median
$434/sqft
Difference
-9%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
160 Waterside Circle 202Jul 2026$650,0003/21,770$367
108 Greenview StreetMar 2026$770,0003/21,665$462
1483 Bermuda RoadJul 2026$725,0003/21,671$434
Average3 comps$715,000$421

Market trends, Marco Island

Median list
$947,000
Median $/sqft
$708
Median sold (90d)
$835,000
Avg days on market
107
Active listings
408
Median sold price · Marco Island
$850,000last 3 months23.1% vs $1,105,000 prior 3 months
Median closed price by month · Marco Island
15.4% MoM32.9% YoY
$713k$1.1M$1.4MJul ’25Sep ’26
$712,500Sep ’26 · 24 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • 2-car garage
Consider
  • Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$13,596/yr)
Location convenienceModerate
Hospital
15.6 mi
NCH Baker Hospital (Naples)
Beach
14.4 mi
Naples Pier / Beach
Airport
15.1 mi
Naples Airport
Shopping
16.1 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.