3 Bed Waterfront Home for Sale in Marco Island
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For SaleMLS# 226033132

$2,100,000

3 Bed Waterfront Home for Sale in Marco Island

908 Panama Court 405, Marco Island, FL, 34145

3 beds3.5 baths3,974 sqft2 garage
GatedCommunity PoolBoatingWaterfront

About this home

Experience extraordinary luxury in this stunning full-floor condominium, designed to live almost like a single-family home. Located in a desirable low-density building on Marco Island's popular south end, this 4th floor, 3-bedroom plus office residence showcases exceptional craftsmanship and sophisticated interior designer finishes throughout. The great-room floor plan creates an inviting flow for everyday living & entertaining, there are both formal & casual dining areas, complemented by designer draperies & blinds throughout, beautiful furnishings, art & accessories, & fresh interior paint in select areas. Beautiful waterfront & pool views enhance the living experience, while the expansive screened lanai features gorgeous patio furniture for your outdoor enjoyment. An exceptional feature is the approximately 5,000-square-foot unscreened patio extending along the south, east, and north sides of the residence, exclusively for the use of the #405 owners--an incredibly rare amount of private outdoor space. Two garage spaces plus additional storage provide exceptional convenience. Spacious, elegant, private, and beautifully appointed, this remarkable residence offers a truly unique Marco Island opportunity for those who would enjoy a fabulous move-in ready home!

Property details

Type
Condominium
Year built
2008
Interior
3,974 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
0
Total association fees
$34,200/yr (~$2,850/mo)
CDD
None
Est. taxes (1.4%)
$29,400/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
No
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementMaintenanceGroundsPestControlSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BikeStoragePoolSidewalksManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Market trends, Mariner Apts Marco Island

Median list
$383,850
Median $/sqft
$463
Median sold (90d)
$370,000
Avg days on market
81
Active listings
2
Median sold price · Mariner Apts Marco Island
$370,000last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2008 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$34,200/yr)
Location convenienceModerate
Hospital
17.4 mi
NCH Baker Hospital (Naples)
Beach
16 mi
Naples Pier / Beach
Airport
16.9 mi
Naples Airport
Shopping
17.8 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.