$4,475,000
3 Bed 3 Bath Waterfront Condominium for Sale in BEACH HOUSE AT NAPLES CAY, FL
20 Seagate Drive 703, Naples, FL, 34103
About this home
Spectacular Recent Sand Dollar Award Winner with breathtaking direct beachfront views from the Master, All Living areas and kitchen. Bay views in rear with terraces for both. Located on the perfection of the seventh floor in the boutique building within the gates and the glam of Naples Cay. This stunning sky estate is the perfect blend of timeless design, modern innovation, and artistic elegance. One of only two direct beachfront high-rise buildings in the exclusive gated enclave of Naples Cay. This chic property is one of the most exquisite and original direct beachfront condos ever on the market as evidenced by the awards and magazine articles. Not the usual developer grade finishes or common place beach themes. This residence is of another caliber. A sophisticated pied-a-terre of over 3000 sq. ft which would be suitable for entertaining National or International dignitaries yet also serves as a residence of complete comfort and total privacy, thoroughly family friendly too. Kayak launch and storage. Walk, bike, or golf cart to The Waterside Shops and restaurants or The Naples Grande, 3 bedrooms and 3 full baths with steam shower and separate sauna in the master with handcrafted cement tiles. The nearly two year labor of love was designed and executed by one of Naples most prestigious firms, Pure Design. Every inch to the studs was renovated, replaced, and expanded from its' origins by expert craftsmen with the intention of design and quality for a lifetime. The furnishings are predominantly custom and could make this sky palace your "move in tomorrow" option. The chef's kitchen features Wolfe appliances including steam and convection ovens and induction cook top with honed Black Jasper counters. The timeless chic design of Modern Spanish Colonial style was created to surpass the trends of the moment and be a comfortable testament to a life well lived. The quality finishings in every nook and cranny of 703 will ruin any other beachfront options on your shortlist within the price range. This residence evokes a feeling of substance not readily available in condominium dwellings at any price point. The antithesis of cold and austere. This abode is the rare combination of excellence in design, while cozy and spacious at the same time. The property is one of very few where exhilaration, sophistication and comfort co-exist. Sweeping views to Sanibel and beyond! Pictures can't possibly do justice to illustrate this property. The Beach House at Naples Cay has performed and exceeded all criteria, improvements and reserves for Structural Integrity Reserve Study and Milestone Study. Documentation provided upon request.
Property details
- Type
- Condominium
- Year built
- 1990
- Interior
- 2,900 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 2 car
- Days on market
- 298
- Total association fees
- $35,900/yr (~$2,992/mo)
- CDD
- None
- Est. taxes (1.4%)
- $62,650/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Impact Windows/Doors
- Exposure
- Northwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Not specified
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 319 Pirates Bight | Dec 2025 | $4,500,000 | 4/4 | 2,758 | $1,632 |
| 4301 Gulf Shore Boulevard 202 | Apr 2026 | $3,675,000 | 2/3 | 2,789 | $1,318 |
| 831 Rue Deville 2 | Apr 2026 | $3,400,000 | 4/3 | 2,791 | $1,218 |
| 7117 Pelican Bay Blvd Boulevard 1604 | Apr 2026 | $3,425,000 | 4/4 | 3,100 | $1,105 |
| Average | 4 comps | $3,750,000 | $1,318 |
Market trends — Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $490,000 (9.8%) from the original list price.
| Feb 2, 2026 | Sold | $4,510,000 |
| Oct 31, 2025 | Price reducedfrom $4,675,000 | $4,475,000 |
| Feb 27, 2025 | Listed | $5,000,000 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
- Built 1990 — pre-2002 construction may carry older wind codes and higher insurance
- Higher association fees (~$35,900/yr)
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.