3 Bed Waterfront Home for Sale in Naples
1 / 48
▶ View Virtual Tour
For SaleMLS# 226003007

$875,000

3 Bed Waterfront Home for Sale in Naples

445 Cove Tower Drive 504, Naples, FL, 34110

3 beds3 baths2,379 sqft1 garage
GatedTennisBoatingBeach AccessFitness CenterClubhouseCommunity PoolOn-site DiningWaterfront

About this home

Best value in Cove Towers, don’t miss your chance to see this exceptional residence. This light-filled end-unit showcases sweeping southwest exposure with breathtaking sunset views, creating a warm and inviting atmosphere throughout. The expansive great room and open-concept design offer a seamless flow, perfect for both relaxed daily living and effortless entertaining. Large windows flood the home with natural light, while the private lanai provides a perfect retreat to unwind and take in the scenery. A private elevator opens directly into the residence, adding an extra layer of convenience and exclusivity. Recent upgrades include two new A/C systems (2023), a tankless water heater with a transferable 10-year warranty, an updated electrical panel, newer carpeting in the bedrooms, and refreshed bathroom fixtures and ceiling fans. Impact-resistant windows and doors, along with automatic electric hurricane shutters, offer added security and peace of mind, ideal for seasonal living or a lock-and-leave lifestyle. The property also includes oversized garage parking and a spacious additional storage unit. Residents enjoy access to the Calypso Club, featuring a resort-style pool and spa, screened cabana, BBQ area, fitness center, meeting room, and two guest suites for visitors. Optional membership to the Tarpon Cove Yacht & Racquet Club expands your lifestyle with dining, a tiki bar, tennis, boating, and a private beach shuttle. Beautifully maintained and move-in ready, this home offers a rare opportunity to experience Southwest Florida living at its finest, combining comfort, convenience, and unforgettable sunset views.

Property details

Type
Condominium
Year built
2002
Interior
2,379 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
180
Total association fees
$25,424/yr (~$2,119/mo)
CDD
None
Est. taxes (1.4%)
$12,250/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlReserveFundRoadMaintenanceStreetLightsWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBoatDockMarinaBoatRampCabanaClubhouseFitnessCenterGuestSuitesHobbyRoomPrivateMembershipPoolRestaurantBoatSlipSpaHotTubStorageSidewalksTennisCourtsTrash
At marketThis home is priced in line with comparable recent sales.
This home
$368/sqft
Comp median
$355/sqft
Difference
+4%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
14750 Glen Eden DriveAug 2026$865,0003/32,438$355
14797 Glen Eden DriveFeb 2026$800,0003/32,257$354
14789 Glen Eden DriveOct 2025$1,000,0003/32,257$443
Average3 comps$888,333$384

Market trends, Montego At Cove Towers

Median list
$1,032,000
Median $/sqft
$434
Median sold (90d)
$246,500
Avg days on market
244
Active listings
4
Median sold price · Montego At Cove Towers
$246,500last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $74,900 (7.9%) from the original list price.

Apr 16, 2026Price reducedfrom $909,900$875,000
Jan 22, 2026Listed$949,900

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Higher association fees (~$25,424/yr)
Location convenienceHigh
Hospital
9.4 mi
NCH Baker Hospital (Naples)
Beach
2.3 mi
Vanderbilt Beach (Naples)
Airport
9.8 mi
Naples Airport
Shopping
2.1 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.