$699,000
3 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in SATURNIA LAKES, FL
1520 Pacaya Cove, Naples, FL, 34119
About this home
Transcending full-time or seasonal living, this beautifully maintained residence is perfectly positioned on a coveted southern-exposure lot overlooking a lake in the amenity-rich community of Saturnia Lakes. Offering serene water views from the screened lanai and a soaring spacious interior with abundant natural light, this home blends comfort, style, and functionality in one exceptional setting. Barely lived in, this home offers newly updated lanai screening, plantation shutters in all bedrooms, the loft, and study, as well as elegant window treatments throughout. Designed with privacy in mind, the first-floor primary suite and den create a quiet retreat while upstairs, the two additional bedrooms and open family room/loft provide the perfect haven for visitors and owners alike. With an open-concept living and dining area, the layout is ideal for both relaxed everyday living and effortless entertaining. The bright kitchen is complemented by a cheerful breakfast nook — the perfect spot for casual dining, morning coffee, or lively game nights around the table. Residents of Saturnia Lakes enjoy access to a spectacular 12,000-square-foot clubhouse featuring a grand ballroom for community events, game and card rooms, arts and crafts studio, billiards, sports and dance studios, fitness center, and internet café. Outdoors, the resort-style amenities continue with a pool, lap lanes, children’s splash area, fitness park, playground, putting green, sandy beach, basketball courts, tennis and pickleball courts — and even an on-site pro! Spa-inspired locker rooms, sauna, and massage rooms truly are the icing on the cake.Conveniently located just east of I-75, this home offers a short drive to the award-winning Gulf beaches, vibrant downtown Naples, and both Southwest Florida International Airport (RSW) and Naples Airport. With abundant shopping, dining, sports, arts, and scenic trails nearby, this is Southwest Florida living at its finest.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2004
- Interior
- 2,735 sqft
- Lot size
- 21,780 sqft
- Acreage
- 0.50 acres
- Garage
- 2 car
- Days on market
- 12
- Total association fees
- $7,396/yr (~$616/mo)
- CDD
- None
- Est. taxes (1.4%)
- $9,786/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1813 Senegal Date Drive | Oct 2025 | $815,000 | 4/3 | 2,641 | $309 |
| 1411 Princess Sabal Point | Apr 2026 | $850,000 | 4/3 | 2,620 | $324 |
| 4796 Martinique Way | Jul 2026 | $800,000 | 4/3 | 2,541 | $315 |
| Average | 3 comps | $821,667 | $316 |
Market trends — Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $29,000 (4.1%) from the original list price.
| Apr 14, 2026 | Sold | $670,000 |
| Feb 14, 2026 | Listed | $699,000 |
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.