3 Bed Waterfront Home for Sale in Naples
1 / 50
▶ View Virtual Tour
For SaleMLS# 226010521

$1,219,000

3 Bed Waterfront Home for Sale in Naples

10682 Gulf Shore Drive C305, Naples, FL, 34108

3 beds2 baths1,248 sqft
GatedPickleballTennisBeach AccessClubhouseCommunity PoolBoatingWaterfront

About this home

Owners just completed the building-mandated polybutylene pipe remediation! Boaters, this is the one you've been waiting for. Beautifully renovated, this top-floor Monte Carlo Club residence is a unicorn Vanderbilt Beach property with breathtaking expansive bay views, a boat dock included (the trophy feature) and direct beach access just across the street (the lifestyle amplifier), all behind a gated entry. High ceilings and abundant natural light elevate the interior, while the open chic design lives like a private retreat. Features include hickory wood floors, a renovated kitchen and baths, exceptional closets and storage, newer air conditioner, plus new boat dock mechanicals and lift (2025). With best views in Monte Carlo Club, the wide water view becomes the backdrop for morning coffee, sunset cocktails, and an easy, everyday rhythm that feels distinctly Naples. Move-in ready, this is the rare kind of property that checks all the boxes with boating, beach and renovated. Monte Carlo Club offers a resort-style lifestyle with a pool, opt-in tennis and pickleball, plus a covered parking space. Go outside and you are moments to the sugar sand shoreline of Vanderbilt Beach and within short distance to LaPlaya, The Ritz-Carlton and Turtle Club. A rare opportunity in a location that is nearly impossible to duplicate.

Property details

Type
Condominium
Year built
1988
Interior
1,248 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
126
Total association fees
$13,320/yr (~$1,110/mo)
CDD
None
Est. taxes (1.4%)
$17,066/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
No
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceMaintenanceGroundsPestControlRecreationFacilitiesSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessBikeStorageClubhousePickleballPoolTennisCourtsManagement
Above marketThis home is priced above comparable recent sales.
This home
$977/sqft
Comp median
$755/sqft
Difference
+29%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
10684 Gulf Shore Drive B-302Jul 2026$1,025,0003/21,440$712
10475 Gulf Shore Drive 132Nov 2025$1,050,0002/21,315$798
556 96th AvenueApr 2026$1,100,0003/21,379$798
664 102nd AvenueMay 2026$940,0003/21,422$661
Average4 comps$1,028,750$742

Market trends, Naples

Median list
$677,000
Median $/sqft
$367
Median sold (90d)
$605,000
Avg days on market
112
Active listings
3,977
Median sold price · Naples
$605,000last 3 months3.2% vs $625,000 prior 3 months
Median closed price by month · Naples
1.7% MoM4.2% YoY
$530k$600k$670kJul ’25Aug ’26
$590,000Aug ’26 · 469 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $106,000 (8%) from the original list price.

Apr 27, 2026Price reducedfrom $1,325,000$1,219,000
Mar 9, 2026Listed$1,325,000

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
  • Higher association fees (~$13,320/yr)
Location convenienceHigh
Hospital
8 mi
NCH Baker Hospital (Naples)
Beach
0.7 mi
Vanderbilt Beach (Naples)
Airport
8.6 mi
Naples Airport
Shopping
1.2 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.