3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226021498

$969,900

3 Bed Waterfront Home for Sale in Naples

221 10th Street, Naples, FL, 34117

3 beds2 baths2,116 sqft2 garage
GatedBoatingWaterfront

About this home

5 ACRES. CANAL FRONTAGE. NO HOA. TURNKEY. ENDLESS POSSIBILITIES. This is the kind of property buyers move to Golden Gate Estates to find—and opportunities like this are becoming harder to replace. Set on 5 fully fenced, cleared and usable acres with canal frontage, this private TURNKEY estate offers the space, freedom and flexibility to create the Naples lifestyle you have been waiting for. Bring the boats, RVs, trailers, ATVs, horses and toys—there is room for all of it, with no HOA fees and no HOA restrictions holding you back. Inside, the beautifully updated residence offers 3 bedrooms + den, 2 bathrooms and more than 2,100 square feet of living space, with soaring ceilings, abundant natural light and expansive sliding glass doors that create an effortless connection between the interior and the surrounding acreage. At the heart of the home is a chef-inspired kitchen featuring rich wood cabinetry, granite countertops, stainless steel appliances, double wall ovens, a custom range hood, breakfast bar, built-in espresso machine and a sun-filled breakfast nook. A formal dining area and spacious living room provide plenty of room for entertaining or relaxing while enjoying the peaceful setting. The owner's suite feels like a private retreat, complete with a custom walk-in closet and spa-inspired bath featuring dual vanities, a glass-enclosed shower and an oversized jetted soaking tub with massage, music and LED lighting. But what truly separates this property is the LAND. Five acres gives you the freedom to create nearly anything you can imagine—a private compound, guest house, workshop, barn, equestrian setup, car collection space, recreational retreat or multigenerational estate. The detached two-car garage with tile flooring adds even more flexibility for vehicles, storage, hobbies or future use. Recent improvements include a permitted roof replacement in 2018** and **new fencing in 2021**. Want even more land? The **adjacent 2.5-acre parcel is also available**, creating the rare opportunity to assemble up to **7.5 acres** in one of Naples' most sought-after acreage communities. Minutes from Golden Gate Blvd yet worlds away from crowded neighborhoods, this property delivers something increasingly difficult to find in Naples: **Privacy. Acreage. Freedom. Canal frontage. And room to make it entirely your own.**

Property details

Type
SingleFamilyResidence
Year built
1999
Interior
2,116 sqft
Lot size
217,800 sqft
Acreage
5.00 acres
Garage
2 car
Days on market
88
Total association fees
None
CDD
None
Est. taxes (1.4%)
$13,579/yr
Flood zone (area est.)
Yes · High risk (AH)
Storm protection
Shutters
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Well
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Collier

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
836 14th StreetSep 2025$890,0004/32,236$398
Average1 comps$890,000$398

Market trends, Golden Gate Estates

Median list
$699,999
Median $/sqft
$362
Median sold (90d)
$585,000
Avg days on market
93
Active listings
365
Median sold price · Golden Gate Estates
$586,500last 3 months4.7% vs $560,000 prior 3 months
Median closed price by month · Golden Gate Estates
4.9% MoM4.3% YoY
$523k$556k$590kJul ’25Aug ’26
$560,000Aug ’26 · 49 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $5,100 (0.5%) from the original list price.

Aug 28, 2026Price reducedfrom $975,000$969,900
Jun 1, 2026Listed$975,000

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Shutters
  • 2-car garage
Consider
  • Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AH) — flood insurance likely required
Location convenienceHigh
Hospital
8.8 mi
Physicians Regional (Naples)
Beach
14.7 mi
Vanderbilt Beach (Naples)
Airport
12.7 mi
Naples Airport
Shopping
13.3 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Nearby schools

Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.