3 Bed Waterfront Home for Sale in Naples, FL, $369,000
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For SaleMLS# 226028131

$369,000

3 Bed Waterfront Home for Sale in Naples, FL, $369,000

8340 Whisper Trace Way 205, Naples, FL, 34114

3 beds2 baths2,016 sqft1 garage
GatedGolfPickleballTennisBocceBeach AccessFitness CenterClubhousePlaygroundCommunity PoolOn-site DiningBoatingWaterfront

About this home

Seller is offering to pay up to $15,000 toward Fiddler's Creek fees! Rarely available Whisper Trace second-floor coach home residence with an attached garage. Offering the epitome of luxury living with all the fabulous award-winning amenities of Fiddler's Creek tropical resort-style club and spa community. This spacious and meticulously maintained three-bedroom, two-bath residence features over 2,000 square feet of inviting living area. Enjoy the scenic lake views and sunrises from the large family room, kitchen and lanai. High vaulted ceilings, new paint throughout, upgraded flooring and bath tile. Open kitchen with custom tile backsplash and beautiful quartz countertops. The welcoming Whisper Trace community has all major property updates completed, including brand new paver walkways and driveways, new roofing, impact windows and exterior painting. Enjoy the state-of-the-art fitness center, golfing, tennis and pickleball courts, bocce court, plus fine and casual dining and many social activities. Ideal location just minutes to the beaches of Marco Island and Naples, and to the Marco Island Executive Airport. Private access to beach and boating with optional Tarpon Club membership. You'll love Whisper Trace and the Fiddler's Creek resort lifestyle!

Property details

Type
Condominium
Year built
1998
Interior
2,016 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
0
Total association fees
$7,052/yr (~$588/mo)
CDD
None
Est. taxes (1.4%)
$5,166/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundSewerStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBocceCourtBusinessCenterClubhouseFitnessCenterGolfCourseLibraryPlaygroundPickleballPrivateMembershipPoolPuttingGreensRestaurantSaunaSpaHotTubSidewalksTennisCourtsTrailsManagement
Below marketThis home is priced below comparable recent sales — a potential value.
This home
$183/sqft
Comp median
$210/sqft
Difference
-13%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3990 Deer Crossing Court 102Jun 2026$400,0003/21,957$204
3960 Deer Crossing Court 103Jun 2026$410,0003/21,957$210
3165 Aviamar Circle 102Mar 2026$400,0003/21,833$218
3169 Aviamar Circle 102Jul 2026$390,0003/21,883$207
9235 Tesoro Lane 4-102May 2026$450,0003/32,100$214
Average5 comps$410,000$211

Market trends — Naples

Median list
$677,000
Median $/sqft
$370
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,142
Median sold price · Naples
$620,000last 3 months1.6% vs $630,000 prior 3 months
Median closed price by month · Naples
1.2% MoM8.3% YoY
$530k$599k$668kJul ’25Jul ’26
$617,500Jul ’26 · 534 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceModerate
Hospital
11.3 mi
NCH Baker Hospital (Naples)
Beach
10.6 mi
Naples Pier / Beach
Airport
10.5 mi
Naples Airport
Shopping
11.6 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Nearby schools

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.